diff --git a/index.html b/index.html
index a481183..5c06e87 100644
--- a/index.html
+++ b/index.html
@@ -1213,7 +1213,7 @@ ${p.cycles} cycles, ~${p.months} months — $${p.payout.toFixed(2)}/cycle payout
 
 You can play this phase two ways:
 
-🔹 **Pocket mode** — take the ~$${p.profit.toFixed(2)} profit each cycle as spending money. After ${p.cycles} cycles you have enough saved to unlock the next level, plus ~$${pocketTotal} pocketed along the way. Total time: ~${p.months} months.
+🔹 **Pocket mode** — take the ~$${p.profit.toFixed(2)} profit each cycle as spending money (that's your balance after CBP's built-in fee, no extra charge if you keep it in your account to spend later). After ${p.cycles} cycles you have enough saved to unlock the next level, plus ~$${pocketTotal} pocketed along the way. Total time: ~${p.months} months. *(If you withdraw to a crypto wallet, CBP adds a 10% fee on the withdrawal amount.)*
 
 🔸 **Accelerate mode** — reinvest every penny instead of pocketing it. You reach the next level faster because nothing comes off the top. Total time is shorter, but you pocket nothing along the way.`;
 }).join('\n\n')}