diff --git a/index.html b/index.html
index 182931d..550c3d1 100644
--- a/index.html
+++ b/index.html
@@ -2084,6 +2084,11 @@ function generatePlan() {
   const nextK = phases[phases.indexOf(k) + 1];
   const nextReinvest = nextK && nextK !== '3xL7' ? HYBRIDS[nextK].reinvest : 0;
   let unlockText = '';
+  // Calculate cycles needed to reach $10 min withdrawal
+  const cyclesToMinWithdraw = Math.ceil(10 / p.profit) > 0 ? Math.ceil(10 / p.profit) : 1;
+  const withdrawNote = p.profit < 10
+    ? `CBP has a **$10 minimum withdrawal** (10% fee on withdrawals to external wallets) — at ~$${p.profit.toFixed(2)} profit per cycle it'll take **${cyclesToMinWithdraw} cycles** before you have enough to cash out. `
+    : `CBP has a **$10 minimum withdrawal** (10% fee on withdrawals to external wallets). `;
   if (nextK && nextK !== '3xL7' && availableAfterPocket >= nextReinvest) {
     unlockText = `After ${p.cycles} cycles you have enough saved to unlock the next level, plus ~$${pocketTotal} pocketed along the way.`;
   } else if (nextK && nextK !== '3xL7') {
@@ -2092,7 +2097,7 @@ function generatePlan() {
   } else {
     unlockText = `After ${p.cycles} cycles you've pocketed ~$${pocketTotal} along the way.`;
   }
-  return `**Phase ${i+1}: ${p.label}**\n${p.cycles} cycles, ~${p.months} months — $${p.payout.toFixed(2)}/cycle payout\n\nYou can play this phase two ways:\n\n🔹 **Pocket mode** — take the ~$${p.profit.toFixed(2)} profit each cycle as spending money (that's your balance after CBP's built-in fee, no extra charge if you keep it in your account to spend later). ${unlockText} Total time: ~${p.months} months. *(If you withdraw to a crypto wallet, CBP adds a 10% fee on the withdrawal amount.)*\n\n🔸 **Accelerate mode** — reinvest every penny instead of pocketing it. You reach the next level faster because nothing comes off the top. Total time is shorter, but you pocket nothing along the way.`;
+  return `**Phase ${i+1}: ${p.label}**\n${p.cycles} cycles, ~${p.months} months — $${p.payout.toFixed(2)}/cycle payout\n\nYou can play this phase two ways:\n\n🔹 **Pocket mode** — hold onto the ~$${p.profit.toFixed(2)} profit each cycle as spending money (that's your balance after CBP's built-in fee, no extra charge if you keep it in your account). ${withdrawNote}${unlockText} Total time: ~${p.months} months.\n\n🔸 **Accelerate mode** — reinvest every penny instead of pocketing it. You reach the next level faster because nothing comes off the top. Total time is shorter, but you pocket nothing along the way.`;
 }).join('\n\n')}\n\n**Phase ${phases.filter(k => k !== '3xL7').length+1}: 3× L7 Endgame** 🎯\nAll three L7 campaigns running at once\n$9,720.00/cycle payout → ~$3,960.00/month passive\nThis is the finish line\n\n${selfCost > 0 ? `**Your total self-fund: $${selfCost}**${selfCost > giftCost ? ` (you cover $${(selfCost - giftCost).toLocaleString()} after sponsor's gift)` : ''}` : ''}\n\nThe choice is yours — pocket spending money along the way, or reinvest everything to get to the endgame faster. Either way, no new money needed after the start. Just run the cycles, stack the profits, and level up.\n\nAs a side note — I also earn 10% of everything you get paid through this system, so eventually I'll get my gift back. But that's not why I'm doing this. I genuinely just want to pay it forward and help you get started. You win, I win — we both win together.\n\nJoin the sponsor community on Telegram to connect with other members and get help: https://t.me/+mzXTku1wR7pkODBh\n\nEstimated time to 3× L7 endgame: ~${totalMonths} months\n\nQuick Stats\n• Monthly at 3× L7: ~$3,960/mo passive\n• Each campaign cycle: 19 days\n• Min daily clicks: 3-20 (depending on level)\n• Reward per ad click: $0.48 - $13.50\n\nYour Referral Link\n${refLink}\n\nGood luck — the system works if you work the system. 💪`
     : `📋 Your ClickBaitPays Plan\n\nSo what's ClickBaitPays? It's an ad platform where you run small ad campaigns, click a few ads each day, and every ~19 days you get paid more than the campaign cost. You reinvest those payouts into bigger campaigns and scale up. It's simple, takes a few minutes a day, and you can do it from your phone.\n\nHere's a calculator I put together so you can play with the numbers yourself: https://cbp-calculator.saasy.top?ref=${refUser}\n\nAfter you sign up, come back to that link — it'll walk you through what's possible and the best plan forward as you grow.\n\n${giftCost > 0 ? `With me as your sponsor, I'm covering **$${giftCost}** to get you started through Level ${giftLevel} (L${giftLevel === 1 ? '1 only' : `1-L${giftLevel}`}). You owe nothing for this — it's funded up front, and you keep 100% of your earnings.` : `I haven't pre-funded any levels on my end — you'll be building entirely on your own using the link below.`}\n\n${giftCost > 0 ? pifSteps : ''}\n\nYour full roadmap to $3,960/month:\n\n${phases.filter(k => k !== '3xL7').map((k, i) => {
   const p = HYBRIDS[k];
@@ -2101,6 +2106,11 @@ function generatePlan() {
   const nextK = phases[phases.indexOf(k) + 1];
   const nextReinvest = nextK && nextK !== '3xL7' ? HYBRIDS[nextK].reinvest : 0;
   let unlockText = '';
+  // Calculate cycles needed to reach $10 min withdrawal
+  const cyclesToMinWithdraw = Math.ceil(10 / p.profit) > 0 ? Math.ceil(10 / p.profit) : 1;
+  const withdrawNote = p.profit < 10
+    ? `CBP has a **$10 minimum withdrawal** (10% fee on withdrawals to external wallets) — at ~$${p.profit.toFixed(2)} profit per cycle it'll take **${cyclesToMinWithdraw} cycles** before you have enough to cash out. `
+    : `CBP has a **$10 minimum withdrawal** (10% fee on withdrawals to external wallets). `;
   if (nextK && nextK !== '3xL7' && availableAfterPocket >= nextReinvest) {
     unlockText = `After ${p.cycles} cycles you have enough saved to unlock the next level, plus ~$${pocketTotal} pocketed along the way.`;
   } else if (nextK && nextK !== '3xL7') {
@@ -2109,7 +2119,7 @@ function generatePlan() {
   } else {
     unlockText = `After ${p.cycles} cycles you've pocketed ~$${pocketTotal} along the way.`;
   }
-  return `**Phase ${i+1}: ${p.label}**\n${p.cycles} cycles, ~${p.months} months — $${p.payout.toFixed(2)}/cycle payout\n\nYou can play this phase two ways:\n\n🔹 **Pocket mode** — take the ~$${p.profit.toFixed(2)} profit each cycle as spending money (that's your balance after CBP's built-in fee, no extra charge if you keep it in your account to spend later). ${unlockText} Total time: ~${p.months} months. *(If you withdraw to a crypto wallet, CBP adds a 10% fee on the withdrawal amount.)*\n\n🔸 **Accelerate mode** — reinvest every penny instead of pocketing it. You reach the next level faster because nothing comes off the top. Total time is shorter, but you pocket nothing along the way.`;
+  return `**Phase ${i+1}: ${p.label}**\n${p.cycles} cycles, ~${p.months} months — $${p.payout.toFixed(2)}/cycle payout\n\nYou can play this phase two ways:\n\n🔹 **Pocket mode** — hold onto the ~$${p.profit.toFixed(2)} profit each cycle as spending money (that's your balance after CBP's built-in fee, no extra charge if you keep it in your account). ${withdrawNote}${unlockText} Total time: ~${p.months} months.\n\n🔸 **Accelerate mode** — reinvest every penny instead of pocketing it. You reach the next level faster because nothing comes off the top. Total time is shorter, but you pocket nothing along the way.`;
 }).join('\n\n')}\n\n**Phase ${phases.filter(k => k !== '3xL7').length+1}: 3× L7 Endgame** 🎯\nAll three L7 campaigns running at once\n$9,720.00/cycle payout → ~$3,960.00/month passive\nThis is the finish line\n\n${selfCost > 0 ? `**Your total self-fund: $${selfCost}**${selfCost > giftCost ? ` (you cover $${(selfCost - giftCost).toLocaleString()} after sponsor's gift)` : ''}` : ''}\n\nThe choice is yours — pocket spending money along the way, or reinvest everything to get to the endgame faster. Either way, no new money needed after the start. Just run the cycles, stack the profits, and level up.\n\nAs a side note — I also earn 10% of everything you get paid through this system, so eventually I'll get my gift back. But that's not why I'm doing this. I genuinely just want to pay it forward and help you get started. You win, I win — we both win together.\n\nJoin the sponsor community on Telegram to connect with other members and get help: https://t.me/+mzXTku1wR7pkODBh\n\nEstimated time to 3× L7 endgame: ~${totalMonths} months\n\nQuick Stats\n• Monthly at 3× L7: ~$3,960/mo passive\n• Each campaign cycle: 19 days\n• Min daily clicks: 3-20 (depending on level)\n• Reward per ad click: $0.48 - $13.50\n\nYour Referral Link\n${refLink}\n\nUse this link to sign up — it's how your sponsor tracks your progress. If you have questions, reach out to them directly.\n\nGood luck — the system works if you work the system. 💪`;
 
   document.getElementById('planOutput').innerHTML = rawPlan.replace(/\*\*(.*?)\*\*/g, '<strong>$1</strong>');