Fix: call updateAll() on page load so sponsor columns start hidden

- Added setTimeout(updateAll, 100) so the referral columns are hidden from the very first page render, not just after user interaction
- Without this, the <td> cells with .referral-col class were visible even though the checkbox was unchecked

index.html

@@ -2214,6 +2214,7 @@ function copyPlan() {
 });
 
 setTimeout(generatePlan, 100);
+setTimeout(updateAll, 100);
 
 // ─── ROI Dashboard ──────────────────────────────────────
 function updateROI() {