diff --git a/index.html b/index.html
index 1657f7c..bf95fd3 100644
--- a/index.html
+++ b/index.html
@@ -1340,7 +1340,7 @@
       <div class="table-wrap">
         <div class="table-title">⚖️ All Scenarios Side by Side (per person)</div>
         <table><thead><tr>
-          <th>Scenario</th><th class="num">Their Upfront</th><th class="num">Your Cost</th>
+          <th>Scenario</th><th class="num">Sponsor Covers</th><th class="num">Your Cost</th>
           <th class="num">Time to 3× L7</th><th class="num">Year 1 Earnings</th>
           <th class="num">Total to Endgame</th><th class="num">Monthly at 3× L7</th>
         </tr></thead><tbody id="comparisonBody"></tbody></table>
@@ -1681,12 +1681,12 @@ function updateAll() {
 
   const summaryHtml = `
     <div class="summary-card">
-      <div class="label">Your Cost</div>
+      <div class="label">Sponsor Covers</div>
       <div class="value accent">$${giftCost.toLocaleString()}</div>
       <div class="sub">${numPeople > 1 ? `× ${numPeople} = $${(giftCost * numPeople).toLocaleString()}` : ''}</div>
     </div>
     <div class="summary-card">
-      <div class="label">Their Cost</div>
+      <div class="label">Your Cost</div>
       <div class="value yellow">$${selfCost.toLocaleString()}</div>
       <div class="sub">per person</div>
     </div>