From 7be4867604c68f21962f5f4701e8dedad26f4736 Mon Sep 17 00:00:00 2001
From: Marty Bostick <marty@bostick.com>
Date: Sat, 11 Jul 2026 10:35:37 +0000
Subject: [PATCH] fix: use real calendar math for estimateMonths and
 estimateYear1Cum
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- estimateMonths: cycles × daysPer / 30.4 instead of simplified .months
- estimateYear1Cum: track days_left (365) instead of aggregated months
- removes dead variable cycInMonth
- Gift L3 year 1 commissions: ~,085 → ~,113 (honest calendar-based)
- Time to 3×L7 for Gift L3: 12.5mo → 15.0mo (realistic)
---
 index.html | 18 ++++++++----------
 1 file changed, 8 insertions(+), 10 deletions(-)

diff --git a/index.html b/index.html
index 0262407..43909dc 100644
--- a/index.html
+++ b/index.html
@@ -725,27 +725,25 @@ function getPhaseSequence(effectiveStart) {
 }
 
 function estimateMonths(phases) {
-  let total = 0;
+  let totalDays = 0;
   for (const k of phases) {
     if (k === '3xL7') break;
-    total += HYBRIDS[k].months;
+    totalDays += HYBRIDS[k].cycles * HYBRIDS[k].daysPer;
   }
-  return Math.round(total * 10) / 10;
+  return Math.round(totalDays / 30.4 * 10) / 10;
 }
 
 function estimateYear1Cum(phases, commPct, giftLevel) {
   let cum = 0;
-  let months = 0;
+  let daysLeft = 365;
   for (const k of phases) {
     if (k === '3xL7') break;
     const p = HYBRIDS[k];
     const yourCut = p.payout * (commPct / 100);
-    const cycInMonth = p.months / (p.daysPer / 30.4);
-    const cyclesInYear1 = Math.min(p.cycles, Math.max(0, (12 - months) / (p.months / p.cycles)));
-    const actual = Math.floor(cyclesInYear1);
-    for (let i = 0; i < actual; i++) cum += yourCut;
-    months += p.months;
-    if (months >= 12) break;
+    const cyclesFit = Math.min(p.cycles, Math.floor(daysLeft / p.daysPer));
+    cum += cyclesFit * yourCut;
+    daysLeft -= cyclesFit * p.daysPer;
+    if (daysLeft <= 0) break;
   }
   return Math.round(cum);
 }