Balances: one reservation rule (earned first) + purchased-grade credited pool
- balances(): live campaign budgets are set aside up front, earned pool first then purchased, so dashboard numbers never move per impression; new 'in campaigns' line - earned pool gains a purchase_grade portion for refunds/comps: shows under Purchased as 'credited to you' and funds login ads (daily login charge draws on it first) - viewing credits always spend before credited purchased money - dashboard/donut/spend banner/earn pane/positions show purchased, credited, earned, in campaigns - chatbot canned answer + AI prompt: the balance rule Co-Authored-By: Claude Fable 5.1 <noreply@anthropic.com>
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