Credit activity ledger: every earn and spend logged with a reason, listed under Campaigns

Hugh earned a 10-credit sign-in bonus, then bought a 280-credit extension; earned credits spend
first, so Earned read 0 and the bonus looked lost. There was no record a member could check.
Now every real credit movement writes a credit_log row (JSON store in file mode): welcome, sign-in
bonus with streak, daily claim, inbox reads, video watches, verified visits, milestone/leaderboard
bonuses, partner codes, admin/team grants, AI Copy Engine charges + refunds, flat buys (featured
run, extension, visit pack, more visits), login-ad days, and metered delivery rolled up per
campaign per day; on-chain purchased-credit spends are marked. GET /api/my/credits/activity;
dashboard shows the last 40 under Campaigns (also when there are no campaigns) with a link from
Earn credits. Chatbot canned answer + AI prompt updated; my.js tag bumped.

Co-Authored-By: Claude Fable 5.1 <noreply@anthropic.com>

chatbot.js

@@ -28,7 +28,7 @@ const CANNED = [
   { re: /(how (much|do i) earn|commission|percent|split)/i,
     a: 'Every package splits the same way: 50 percent to the direct sponsor, 20 percent to level 2, 10 percent to level 3, 20 percent to the platform. Those numbers are constants in the contract and cannot be changed. Play with scenarios on the home page calculator. No income is promised; nobody earns unless real ad buying happens.' },
   { re: /(balance (went|going|keeps going) down|credits? (disappear|missing|gone|dropping|went down|ticking)|why (is|did) my (balance|credits)|in campaigns|set aside|reserved credits|available to spend)/i,
-    a: 'One rule: your balance is what is NOT committed to a live campaign. When you start a campaign its whole budget is set aside right then (earned credits first, then purchased), so your Available number drops once and then sits still while the ad runs. The budget spends down inside that campaign in Members > Campaigns, where you can see delivered views, network views and what is left. The dashboard shows Purchased available, Earned available and In live campaigns as three separate numbers; a paused campaign keeps its unspent budget set aside so it can resume. Nothing is lost when a balance reads low while a campaign is live. Purchased credits live on the blockchain; if we ever refund or credit purchased money it shows under Purchased as "credited to you" and spends like a purchase, login ads included. Earned credits fund every format except login ads. Two formats are flat buys paid in full when booked: featured links (sold by the day) and verified-visit packs. Adding credits to a featured link does nothing, so its row offers Extend run instead, which books more days at the daily rate; a visit pack offers Buy more visits.' },
+    a: 'One rule: your balance is what is NOT committed to a live campaign. When you start a campaign its whole budget is set aside right then (earned credits first, then purchased), so your Available number drops once and then sits still while the ad runs. The budget spends down inside that campaign in Members > Campaigns, where you can see delivered views, network views and what is left. The dashboard shows Purchased available, Earned available and In live campaigns as three separate numbers; a paused campaign keeps its unspent budget set aside so it can resume. Nothing is lost when a balance reads low while a campaign is live. Purchased credits live on the blockchain; if we ever refund or credit purchased money it shows under Purchased as "credited to you" and spends like a purchase, login ads included. Earned credits fund every format except login ads. Two formats are flat buys paid in full when booked: featured links (sold by the day) and verified-visit packs. Adding credits to a featured link does nothing, so its row offers Extend run instead, which books more days at the daily rate; a visit pack offers Buy more visits. Every credit that comes in or goes out is listed with its reason under Members > Campaigns > Credit activity (also linked from Earn credits): sign-in bonus, daily claim, video watched, verified visit, campaign buys, views delivered per day, grants and refunds. Check it before assuming credits went missing.' },
   { re: /(qualif|unlock level|level 2|level 3|pass.?up)/i,
     a: 'Two different things are earned here. CREDITS: every member, free ones included, earns ad credits by viewing ads, videos, visits and the daily sign-in; credits buy your own ads and are never withdrawn. POL: real crypto paid to your wallet when your referrals buy packages, once you are activated: the $20 starter package plus payouts switched on from your wallet. Level 1 pays 50 percent of the packages your direct referrals buy, from the day you are activated. Bring 2 buyers of $20 or more and level 2 unlocks; 5 unlock level 3. When a level is not qualified, its share climbs the sponsor line, checking up to 25 positions, and pays the first qualified person. Qualification never expires and cannot be bought. Qualified Start: you may link extra wallets of your own as positions under your account (Buy packages > Qualified Start); each one that buys a $20+ package counts as a qualifying buyer, its credits pool with yours, and 50% of its purchase comes back to your main wallet. Your own money, your own wallets, a faster start, never an income promise.' },
   { re: /(free member|without (a )?wallet|do i (have to|need to) buy|earn (in )?credits|credits (vs|versus|or) pol|earn pol|get paid in)/i,
@@ -92,6 +92,7 @@ FACTS:
 - SPONSOR NUDGE ON A HELD BUY (2026-09-15): when a referral's purchase is held because the sponsor has not switched on payouts, the sponsor is emailed and gets an on-site message the same minute (once an hour at most) telling them who is waiting and to link a wallet / switch on payouts on the Wallet tab; nothing is charged to the buyer, who can simply try again once the sponsor is ready.
 - DRILL DOWN FROM THE OVERVIEW (2026-09-15): every name chip in 'Your line at a glance' on the Overview is clickable; it jumps to My line with that person's Activity panel already open and the row highlighted.
 - VISIT PACKS ARE PAID UP FRONT (2026-09-15, Michael's question): a verified-visits campaign charges the whole pack when it is created (3 credits per visit, so 1,000 visits = 3,000 credits) and then delivers over time as members complete verified visits (each member can do at most 20 a day, so packs fill gradually: tens per day at today's size). The Campaigns row shows 'paid up front' and 'N of M visits delivered'; the credits are not being consumed again, they were reserved once. Same for featured-day bookings: a featured link is a flat buy (featuredPerDay credits per day, whole run charged when booked), its row shows 'paid up front', the day count and 'runs through <date>', and it ends on its last day ('run ended'). FEATURED CANNOT TAKE ADDED CREDITS (2026-09-16, Hugh and Michael both tried): the row offers 'Extend run' which books more days after the current run (or from today if it ended) and charges them right away; there is no 'Buy more views' on a featured row any more. Visit packs offer 'Buy more visits' (charged now, adds to the pack). Credits added to a campaign are set aside immediately (Available drops at once) and whatever is unspent returns to Available when the campaign ends.
+- CREDIT ACTIVITY LEDGER (2026-09-16): Members > Campaigns has a 'Credit activity' list (last 40 lines, newest first; also linked from the Earn credits pane) showing every real credit movement with a reason: welcome credits, sign-in bonus with streak, daily claim, inbox reads, video watches, verified visits, milestone and leaderboard bonuses, partner codes, admin/team grants, AI Copy Engine charges and refunds, flat buys (featured runs, extensions, visit packs, more visits), login-ad days, and metered delivery rolled up as one line per campaign per day ('Ad views: NAME', 'Inbox deliveries: NAME', 'Video views: NAME'); lines marked '(purchased credits)' spent on-chain purchased credits rather than the earned pool. Reservations (credits set aside for a live campaign) are NOT ledger lines; they show as 'in live campaigns'. Earned credits are spent before purchased ones, so an earn followed by a buy appears as two lines. The ledger starts 2026-09-16; nothing earlier is listed.
 - PAYMENT + MISSED-PAYMENT NOTICES (2026-09-15): every payout that lands (who bought, level, share in POL and dollars, transaction link) and every missed payout is delivered BOTH by email and as an on-site inbox message from the company account, shown in the login pop-up and the Messages card, so it is waiting when the member signs in. MISSED-PAYOUT detail: when a level-2 or level-3 share passes a member by because that level is not open on their account, the member gets an email the same minute: who bought, the POL and dollar amount they missed, how many qualifying buyers they have versus the 2 or 5 needed, and the two ways to close the gap (bring buyers, or Qualified Start). Qualified members whose wallet rejected a transfer get a different email telling them to link a regular wallet.
 - LAUNCH WEEK SWIPES (2026-09-15): the founding-week checklist page (/launch) ends with four promoter emails members send to their OWN lists, one a day toward Monday's opening, with the member's invite link and the FOUNDER code (500 credits for anyone who joins before Mon 2026-09-21 9 AM Central) filled in, each with a Copy button. These are swipes for members, not emails the site sends.
 - LOGIN ADS CHARGE ONLY ON DAYS SHOWN (2026-09-15): the login ad daily fee (100 credits) is charged only for days the ad was actually shown at least once; with many login ads sharing the sign-ins, an ad that was not picked that day pays nothing. Featured links now count views (one per viewer per hour) as well as clicks.