Member dashboard: stat cards, next-move guidance, line roster, share kit

/api/my/dashboard aggregates credits, earned POL (from the chain index),
qualification count, and the referral roster (privacy-masked emails,
joined-free vs wallet-linked status, code+id referrer match). Members area
leads with four stat cards, a next-move card with a qualification progress
bar (2 and 5 buyer marks), the line roster, and a copy-ready share message
beside the invite link. Assets v=20260904j.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

accounts.js

@@ -82,6 +82,13 @@ const J = {
   async byEmail(e) { return pub(this.db.byEmail[e]); },
   async byAddress(a) { const e = this.db.byAddress[a]; return e ? pub(this.db.byEmail[e]) : null; },
   async byCode(c) { const e = this.db.byCode[c]; return e ? pub(this.db.byEmail[e]) : null; },
+  async listByReferrer(refs) {
+    const set = new Set(refs.filter(Boolean).map(String));
+    return Object.values(this.db.byEmail)
+      .filter(a => set.has(String(a.sponsorRef || '')))
+      .sort((a, b) => b.created - a.created)
+      .slice(0, 200).map(pub);
+  },
   async linkWallet(e, a) {
     const acct = this.db.byEmail[e];
     if (!acct) return { error: 'No such account.' };
@@ -133,6 +140,13 @@ const D = {
   async byEmail(e) { const r = await db.q('SELECT * FROM accounts WHERE email=?', [e]); return rowPub(r[0]); },
   async byAddress(a) { const r = await db.q('SELECT * FROM accounts WHERE address=?', [a]); return rowPub(r[0]); },
   async byCode(c) { const r = await db.q('SELECT * FROM accounts WHERE code=?', [c]); return rowPub(r[0]); },
+  async listByReferrer(refs) {
+    const clean = refs.filter(Boolean).map(String);
+    if (!clean.length) return [];
+    const rows = await db.q('SELECT * FROM accounts WHERE sponsor_ref IN (' + clean.map(() => '?').join(',')
+      + ') ORDER BY created DESC LIMIT 200', clean);
+    return rows.map(rowPub);
+  },
   async linkWallet(e, a) {
     const cur = await this.byEmail(e);
     if (!cur) return { error: 'No such account.' };
@@ -166,6 +180,7 @@ async function ensure(email, sponsorRef) {
 async function byEmail(email) { return impl().byEmail(normEmail(email)); }
 async function byAddress(address) { return impl().byAddress(normAddr(address)); }
 async function byCode(code) { return impl().byCode(String(code || '').toLowerCase()); }
+async function listByReferrer(refs) { return impl().listByReferrer(refs || []); }
 async function linkWallet(email, address) {
   const a = normAddr(address);
   if (!/^0x[0-9a-f]{40}$/.test(a)) return { error: 'Bad wallet address.' };
@@ -173,4 +188,4 @@ async function linkWallet(email, address) {
 }
 async function count() { return impl().count(); }
 
-module.exports = { init, signup, login, ensure, byEmail, byAddress, byCode, linkWallet, count };
+module.exports = { init, signup, login, ensure, byEmail, byAddress, byCode, listByReferrer, linkWallet, count };