diff --git a/ads.js b/ads.js
index c0a4560..45d6b3a 100644
--- a/ads.js
+++ b/ads.js
@@ -21,7 +21,10 @@ function rates() {
     textBatch: 10, textCreditsPerBatch: 1,
     loginCreditsPerDay: 100,
     burnBatchMin: 50,
-    welcomeCredits: 25 // PLACEHOLDER until Marty sets the rate card (spec §8b earned pool)
+    welcomeCredits: 25,
+    dailyViewTarget: 5, // ads to view for the daily claim (spec §8b attention-gated claim)
+    dailyClaimCredits: 5,
+    viewDwellSeconds: 5
   }, saved);
 }
 function setRates(patch) {
@@ -110,10 +113,17 @@ const J = {
       c.batchImps += 1;
       if (c.batchImps >= b.n) {
         c.batchImps = 0;
-        c.accrued = (c.accrued || 0) + b.cr;
-        if (c.accrued >= r.burnBatchMin) {
-          this.db.burnsPending.push({ id: bid(), memberId: c.memberId, amount: c.accrued, ref: 'campaign-' + c.id, ts: Date.now() });
-          c.spent += c.accrued; c.accrued = 0;
+        // earned pool pays first (spec §8b); only the remainder burns on-chain
+        if (await spendEarned(c.owner, b.cr)) {
+          c.spent += b.cr;
+        } else if (!c.memberId) {
+          c.status = 'out'; // earned-only advertiser ran dry: no chain pool to fall to
+        } else {
+          c.accrued = (c.accrued || 0) + b.cr;
+          if (c.accrued >= r.burnBatchMin) {
+            this.db.burnsPending.push({ id: bid(), memberId: c.memberId, amount: c.accrued, ref: 'campaign-' + c.id, ts: Date.now() });
+            c.spent += c.accrued; c.accrued = 0;
+          }
         }
         if (c.spent + c.accrued >= c.budget) c.status = 'out';
       }
@@ -193,9 +203,20 @@ const D = {
     const b = batchFor(type, r);
     if (b) {
       // atomic batch rollover: only one worker wins the WHERE guard
-      await db.q('UPDATE campaigns SET batch_imps=batch_imps-?, accrued=accrued+? WHERE id=? AND batch_imps>=?',
-        [b.n, b.cr, c.id, b.n]);
-      await this.rollBurn(c.id, r);
+      const won = await db.q('UPDATE campaigns SET batch_imps=batch_imps-? WHERE id=? AND batch_imps>=?',
+        [b.n, c.id, b.n]);
+      if (won.affectedRows) {
+        // earned pool pays first (spec §8b); only the remainder burns on-chain
+        if (await spendEarned(c.owner, b.cr)) {
+          await db.q('UPDATE campaigns SET spent=spent+? WHERE id=?', [b.cr, c.id]);
+          await db.q('UPDATE campaigns SET status=\'out\' WHERE id=? AND status=\'active\' AND spent+accrued>=budget', [c.id]);
+        } else if (!c.memberId) {
+          await db.q('UPDATE campaigns SET status=\'out\' WHERE id=?', [c.id]); // earned-only ran dry
+        } else {
+          await db.q('UPDATE campaigns SET accrued=accrued+? WHERE id=?', [b.cr, c.id]);
+          await this.rollBurn(c.id, r);
+        }
+      }
     }
     return served(c);
   },
@@ -278,6 +299,96 @@ async function grantWelcome(email) {
   return (EJ.db[e] && EJ.db[e].balance) || 0;
 }
 
+// spend from the earned pool first (banner/text only); true = fully covered
+async function spendEarned(email, amount) {
+  const e = String(email || '').toLowerCase();
+  if (!e || !amount) return false;
+  if (db.enabled()) {
+    const r = await db.q('UPDATE earned_credits SET balance=balance-? WHERE email=? AND balance>=?', [amount, e, amount]);
+    return !!r.affectedRows;
+  }
+  if (!EJ.db) EJ.load();
+  const rec = EJ.db[e];
+  if (!rec || rec.balance < amount) return false;
+  rec.balance -= amount;
+  EJ.save();
+  return true;
+}
+function addEarned(email, amount) {
+  const e = String(email || '').toLowerCase();
+  if (db.enabled()) {
+    return db.q(`INSERT INTO earned_credits (email,balance,granted_welcome,updated) VALUES (?,?,0,?)
+      ON DUPLICATE KEY UPDATE balance=balance+VALUES(balance), updated=VALUES(updated)`, [e, amount, Date.now()]);
+  }
+  if (!EJ.db) EJ.load();
+  EJ.db[e] = EJ.db[e] || { balance: 0 };
+  EJ.db[e].balance += amount;
+  EJ.save();
+}
+
+// ---- attention-gated daily claim (view N real ads -> claim earned credits) ----
+const VJ = {
+  db: null,
+  FILE: () => path.join(DATA_DIR, 'dailyviews.json'),
+  load() { try { this.db = JSON.parse(fs.readFileSync(this.FILE(), 'utf8')); } catch (e) { this.db = {}; } },
+  save() { try { fs.writeFileSync(this.FILE(), JSON.stringify(this.db)); } catch (e) {} }
+};
+const today = () => new Date().toISOString().slice(0, 10);
+async function viewStatus(email) {
+  const e = String(email || '').toLowerCase();
+  const r = rates();
+  let views = 0, claimed = false;
+  if (db.enabled()) {
+    const rows = await db.q('SELECT views, claimed FROM daily_views WHERE email=? AND day=?', [e, today()]);
+    if (rows.length) { views = rows[0].views; claimed = !!rows[0].claimed; }
+  } else {
+    if (!VJ.db) VJ.load();
+    const rec = VJ.db[e];
+    if (rec && rec.day === today()) { views = rec.views; claimed = !!rec.claimed; }
+  }
+  return { views, target: r.dailyViewTarget, claimCredits: r.dailyClaimCredits,
+    dwell: r.viewDwellSeconds, claimed, earned: await earnedBalance(e) };
+}
+async function recordView(email) {
+  const e = String(email || '').toLowerCase();
+  const r = rates();
+  const minGap = Math.max(2, r.viewDwellSeconds - 1) * 1000;
+  const now = Date.now();
+  if (db.enabled()) {
+    await db.q(`INSERT INTO daily_views (email,day,views,claimed,last_ts) VALUES (?,?,0,0,0)
+      ON DUPLICATE KEY UPDATE email=email`, [e, today()]);
+    const upd = await db.q(`UPDATE daily_views SET views=views+1, last_ts=? WHERE email=? AND day=? AND views<? AND last_ts<=?`,
+      [now, e, today(), r.dailyViewTarget, now - minGap]);
+    if (!upd.affectedRows) return Object.assign(await viewStatus(e), { tooFast: true });
+  } else {
+    if (!VJ.db) VJ.load();
+    let rec = VJ.db[e];
+    if (!rec || rec.day !== today()) rec = VJ.db[e] = { day: today(), views: 0, claimed: false, last: 0 };
+    if (rec.views >= r.dailyViewTarget || now - rec.last < minGap) return Object.assign(await viewStatus(e), { tooFast: true });
+    rec.views += 1; rec.last = now;
+    VJ.save();
+  }
+  return viewStatus(e);
+}
+async function claimDaily(email) {
+  const e = String(email || '').toLowerCase();
+  const r = rates();
+  if (db.enabled()) {
+    const upd = await db.q('UPDATE daily_views SET claimed=1 WHERE email=? AND day=? AND claimed=0 AND views>=?',
+      [e, today(), r.dailyViewTarget]);
+    if (!upd.affectedRows) return { error: 'View today’s ads first, then claim.' };
+  } else {
+    if (!VJ.db) VJ.load();
+    const rec = VJ.db[e];
+    if (!rec || rec.day !== today() || rec.claimed || rec.views < r.dailyViewTarget)
+      return { error: 'View today’s ads first, then claim.' };
+    rec.claimed = true;
+    VJ.save();
+  }
+  await addEarned(e, r.dailyClaimCredits);
+  return { ok: true, credited: r.dailyClaimCredits, status: await viewStatus(e) };
+}
+
 const impl = () => db.enabled() ? D : J;
 function init(opts) { DATA_DIR = opts.dataDir; chain = opts.chain; J.load(); }
 
@@ -288,8 +399,11 @@ async function availableCredits(memberId) {
 async function createCampaign(owner, memberId, input) {
   const v = validate(input);
   if (v.error) return v;
-  const avail = await availableCredits(memberId);
-  if (v.c.budget > avail) return { error: 'Budget exceeds your available credits (' + avail + ').' };
+  const purchased = await availableCredits(memberId);
+  const earned = v.c.type !== 'login' ? await earnedBalance(owner) : 0; // earned pool: baseline formats only
+  const avail = purchased + earned;
+  if (v.c.budget > avail) return { error: 'Budget exceeds your available credits (' + avail
+    + (earned ? ', including ' + earned + ' earned' : '') + ').' };
   return { ok: true, campaign: await impl().create(owner, memberId, v.c) };
 }
 async function listCampaigns(owner) { return impl().list(owner); }
@@ -304,4 +418,5 @@ async function pendingBurns() { return impl().pendingBurns(); }
 async function markBurned(id, tx) { return impl().markBurned(id, tx); }
 
 module.exports = { init, rates, setRates, createCampaign, listCampaigns, setStatus,
-  serve, click, dailySweep, availableCredits, earnedBalance, grantWelcome, pendingBurns, markBurned };
+  serve, click, dailySweep, availableCredits, earnedBalance, grantWelcome,
+  viewStatus, recordView, claimDaily, pendingBurns, markBurned };
diff --git a/chatbot.js b/chatbot.js
index b4aec18..f90d4e4 100644
--- a/chatbot.js
+++ b/chatbot.js
@@ -49,6 +49,7 @@ FACTS:
 - Free to join with email only (6-digit code sign-in, no passwords). Wallet appears only at purchase or payout activation. Every new member gets a small welcome batch of ad credits at signup (engine-side bonus credits, separate from on-chain purchased credits).
 - Ad packages: Micro $5/500 credits, Activation $20/2,000, Builder $50/5,500, Growth $100/12,000, Leader $250/32,500. Dollar-priced, settled in POL (Polygon) at the live Chainlink rate. 1 credit = 1 cent of ad delivery.
 - Live formats: display banners (per impression), text ads (per impression), login ads (per day). Coming: inbox ads, featured rotation with disclosed rotation size, verified-visit packs.
+- Members EARN credits by attention: view the daily set of member ads (a few seconds each) in the Earn credits section of Members, then claim a small daily credit batch. Earned credits spend on banner and text campaigns; attention earns advertising, referrals earn money, and viewer rewards are never cash.
 - Every purchase is split by an immutable smart contract in the same transaction: 50% direct sponsor, 20% level 2, 10% level 3, 20% platform. No withdrawals exist; money lands in members' own wallets instantly.
 - Qualification: level 1 open to all; 2 buyers of $20+ unlock level 2; 5 unlock level 3. Unqualified shares pass up the sponsor line, checking up to 25 positions, else the platform receives them. Qualification cannot be bought and never expires.
 - Every member gets a share link immediately (site code, /join/<code>); the contract locks a buyer to their sponsor at the buyer's FIRST purchase, so members should switch on payouts before their referrals buy.
diff --git a/db.js b/db.js
index 5d5be3f..edcbbb2 100644
--- a/db.js
+++ b/db.js
@@ -70,6 +70,14 @@ async function bootstrap() {
     granted_welcome TINYINT NOT NULL DEFAULT 0,
     updated BIGINT NOT NULL
   ) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4`);
+  await q(`CREATE TABLE IF NOT EXISTS daily_views (
+    email VARCHAR(190) NOT NULL,
+    day CHAR(10) NOT NULL,
+    views INT NOT NULL DEFAULT 0,
+    claimed TINYINT NOT NULL DEFAULT 0,
+    last_ts BIGINT NOT NULL DEFAULT 0,
+    PRIMARY KEY (email, day)
+  ) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4`);
   await q(`CREATE TABLE IF NOT EXISTS burns (
     id VARCHAR(32) PRIMARY KEY,
     member_id INT NOT NULL,
diff --git a/public/assets/common.js b/public/assets/common.js
index 3fe6f99..d32a0ec 100644
--- a/public/assets/common.js
+++ b/public/assets/common.js
@@ -85,7 +85,9 @@ window.IAP = (function () {
     const div = document.createElement('div');
     div.className = 'row t-' + ev.type;
     div.innerHTML = '<span>' + describeEvent(ev, c) + '</span>'
-      + '<span class="tx"><a target="_blank" rel="noopener" href="' + c.explorer + '/tx/' + ev.tx + '">verify ↗</a></span>';
+      + (c.explorer
+        ? '<span class="tx"><a target="_blank" rel="noopener" href="' + c.explorer + '/tx/' + ev.tx + '">verify ↗</a></span>'
+        : '<span class="tx mono">' + ev.tx.slice(0, 12) + '…</span>');
     return div;
   }
   // Render one served ad into #<elId>. Silent if no inventory.
diff --git a/public/assets/contract.js b/public/assets/contract.js
index 4a46cd0..2993aac 100644
--- a/public/assets/contract.js
+++ b/public/assets/contract.js
@@ -6,8 +6,16 @@
   $('cAddr').textContent = c.contract.slice(0, 10) + '…' + c.contract.slice(-6);
   $('cChain').textContent = c.chainName;
   $('mockAddr').textContent = c.contract.slice(0, 18) + '…';
-  $('lnkExplorer').href = c.explorer + '/address/' + c.contract + '#code';
-  const src = 'https://repo.sourcify.dev/contracts/full_match/' + c.chainId + '/' + c.contract + '/';
-  $('lnkSource').href = src;
-  $('lnkSource2').href = src;
+  if (c.explorer) {
+    $('lnkExplorer').href = c.explorer + '/address/' + c.contract + '#code';
+    const src = 'https://repo.sourcify.dev/contracts/full_match/' + c.chainId + '/' + c.contract + '/';
+    $('lnkSource').href = src;
+    $('lnkSource2').href = src;
+  } else {
+    // private rehearsal chain: point at the audited Amoy verification instead
+    const src = 'https://repo.sourcify.dev/contracts/full_match/80002/0xaF47EC401A9B0D570a553b1A1c95D6079083636e/';
+    $('lnkExplorer').href = src;
+    $('lnkSource').href = src;
+    $('lnkSource2').href = src;
+  }
 })();
diff --git a/public/assets/my.js b/public/assets/my.js
index 373b4e0..b7ed121 100644
--- a/public/assets/my.js
+++ b/public/assets/my.js
@@ -68,9 +68,9 @@
   }
 
   // ── back-office menu: hash-routed panes ───────────────
-  const PANES = ['overview', 'line', 'campaigns', 'earnings', 'wallet'];
+  const PANES = ['overview', 'line', 'campaigns', 'earn', 'earnings', 'wallet'];
   const TITLES = { overview: 'Overview', line: 'My line', campaigns: 'Campaigns',
-    earnings: 'Earnings', wallet: 'Wallet & account' };
+    earn: 'Earn credits', earnings: 'Earnings', wallet: 'Wallet & account' };
   function setPane(name) {
     if (!PANES.includes(name)) name = 'overview';
     for (const p of PANES) {
@@ -113,8 +113,9 @@
     $('linkCard').hidden = !!me.address;
     $('activateCard').hidden = !(me.address && !me.memberId);
     $('activityArea').hidden = !me.memberId;
-    $('campaignCard').hidden = !me.memberId;
-    if (me.memberId) loadCampaigns();
+    $('campGate').hidden = true; // earned credits fund campaigns for everyone
+    $('campaignCard').hidden = false;
+    loadCampaigns();
 
     // the share link works from day one; codes resolve to your chain id later
     if (me.refCode || me.memberId) {
@@ -159,6 +160,7 @@
       const r = await (await fetch('/api/my/campaigns')).json();
       if (r.error) return;
       $('rateLine').textContent = 'Available to spend: ' + r.availableCredits.toLocaleString()
+        + (r.earnedCredits ? ' (' + r.purchasedCredits.toLocaleString() + ' purchased + ' + r.earnedCredits + ' earned)' : '')
         + ' credits · rates: banner ' + r.rates.bannerCreditsPerBatch + 'cr/' + r.rates.bannerBatch
         + ' views, text ' + r.rates.textCreditsPerBatch + 'cr/' + r.rates.textBatch
         + ' views, login ' + r.rates.loginCreditsPerDay + 'cr/day';
@@ -200,6 +202,63 @@
   // defers the busy() lookup to click time (busy is declared below)
   function busy2(btn, fn) { return (...a) => busy(btn, fn)(...a); }
 
+  // ── earn-by-viewing: daily ad set with dwell, then claim ──
+  const earnState = { types: ['banner', 'text'], i: 0, timer: null };
+  async function earnRefresh() {
+    try {
+      const st = await (await fetch('/api/my/earn')).json();
+      if (st.error) return null;
+      $('earnProgress').textContent = 'today: ' + st.views + ' / ' + st.target + ' ads viewed';
+      $('earnBalance').textContent = st.earned + ' earned credits';
+      const done = st.views >= st.target;
+      $('earnClaimBtn').hidden = !(done && !st.claimed);
+      if (st.claimed) $('earnHint').textContent = 'Claimed for today. Come back tomorrow, or put those credits to work in Campaigns.';
+      else if (done) $('earnHint').textContent = 'Set complete. Claim your ' + st.claimCredits + ' credits.';
+      return st;
+    } catch (e) { return null; }
+  }
+  async function earnShowAd() {
+    const st = await earnRefresh();
+    if (!st || st.views >= st.target) return;
+    const type = earnState.types[earnState.i++ % earnState.types.length];
+    let ad = null;
+    try { ad = (await (await fetch('/api/ads/slot?type=' + type)).json()).ad; } catch (e) {}
+    const box = $('earnAdBox');
+    if (!ad) {
+      box.innerHTML = '<span class="muted small">No member ads are live in rotation right now. '
+        + 'Views resume the moment a campaign is running.</span>';
+      return;
+    }
+    box.innerHTML = ad.imageUrl
+      ? '<a href="' + ad.targetUrl + '" target="_blank" rel="noopener nofollow"><img src="' + ad.imageUrl + '" alt="member ad" style="max-height:200px"></a>'
+      : '<a href="' + ad.targetUrl + '" target="_blank" rel="noopener nofollow" style="font-size:17px"><b>' + ad.title + '</b>' + (ad.body ? '<br><span class="muted">' + ad.body + '</span>' : '') + '</a>';
+    const btn = $('earnNextBtn');
+    btn.hidden = false;
+    btn.disabled = true;
+    let left = st.dwell;
+    btn.textContent = 'Next ad (' + left + 's)';
+    clearInterval(earnState.timer);
+    earnState.timer = setInterval(async () => {
+      left -= 1;
+      if (left > 0) { btn.textContent = 'Next ad (' + left + 's)'; return; }
+      clearInterval(earnState.timer);
+      btn.textContent = 'Next ad';
+      btn.disabled = false;
+      await fetch('/api/my/adview', { method: 'POST' }); // dwell served: count it
+      await earnRefresh();
+    }, 1000);
+  }
+  $('earnStartBtn').addEventListener('click', () => { $('earnStartBtn').hidden = true; earnShowAd(); });
+  $('earnNextBtn').addEventListener('click', earnShowAd);
+  $('earnClaimBtn').addEventListener('click', async () => {
+    try {
+      const r = await api('/api/my/claim');
+      IAP.status('+' + r.credited + ' credits earned. Spend them in Campaigns.', 'ok');
+      await earnRefresh();
+      loadDashboard();
+    } catch (e) { IAP.status(e.message, 'bad'); }
+  });
+
   const busy = (btn, fn) => async () => {
     try { btn.disabled = true; await fn(); }
     catch (e) { IAP.status((e && e.message) || String(e), 'bad'); }
diff --git a/public/contract.html b/public/contract.html
index 4d665ec..a2a84eb 100644
--- a/public/contract.html
+++ b/public/contract.html
@@ -5,7 +5,7 @@
 <title>The contract | InstantAdPay</title>
 <meta name="description" content="Plain-language review of the InstantAdPay settlement contract: what it does, what nobody can change, what the operator can and cannot touch, and how to verify all of it yourself.">
 <link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Sora:wght@600;700;800&display=swap">
-<link rel="stylesheet" href="/assets/site.css?v=20260905b">
+<link rel="stylesheet" href="/assets/site.css?v=20260905d">
 </head>
 <body>
 <div class="wrap">
@@ -129,8 +129,8 @@
     <div class="small">Advertising services with a performance referral program. Not an investment product; no income guarantees. Crypto transactions are irreversible. Never spend what you cannot afford.</div>
   </footer>
 </div>
-<script src="/assets/common.js?v=20260905b"></script>
-<script src="/assets/contract.js?v=20260905b"></script>
-<script src="/assets/chat.js?v=20260905b"></script>
+<script src="/assets/common.js?v=20260905d"></script>
+<script src="/assets/contract.js?v=20260905d"></script>
+<script src="/assets/chat.js?v=20260905d"></script>
 </body>
 </html>
diff --git a/public/index.html b/public/index.html
index e531014..8a85673 100644
--- a/public/index.html
+++ b/public/index.html
@@ -5,7 +5,7 @@
 <title>InstantAdPay: advertise and earn, locked in code</title>
 <meta name="description" content="Real ad packages with instant on-chain settlement. Every purchase pays the sponsor line in the same transaction, verifiable by anyone on the live ledger.">
 <link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Sora:wght@600;700;800&display=swap">
-<link rel="stylesheet" href="/assets/site.css?v=20260905b">
+<link rel="stylesheet" href="/assets/site.css?v=20260905d">
 </head>
 <body>
 
@@ -399,9 +399,9 @@
   </div>
 </section>
 
-<script src="/assets/common.js?v=20260905b"></script>
-<script src="/assets/wallet.js?v=20260905b"></script>
-<script src="/assets/home.js?v=20260905b"></script>
-<script src="/assets/chat.js?v=20260905b"></script>
+<script src="/assets/common.js?v=20260905d"></script>
+<script src="/assets/wallet.js?v=20260905d"></script>
+<script src="/assets/home.js?v=20260905d"></script>
+<script src="/assets/chat.js?v=20260905d"></script>
 </body>
 </html>
diff --git a/public/ledger.html b/public/ledger.html
index a1fe9cf..ddbf9ca 100644
--- a/public/ledger.html
+++ b/public/ledger.html
@@ -5,7 +5,7 @@
 <title>Live ledger | InstantAdPay</title>
 <meta name="description" content="Every purchase, payout, and pass-up on InstantAdPay, streamed straight from the blockchain with a verify link on every line.">
 <link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Sora:wght@600;700;800&display=swap">
-<link rel="stylesheet" href="/assets/site.css?v=20260905b">
+<link rel="stylesheet" href="/assets/site.css?v=20260905d">
 </head>
 <body>
 <div class="wrap">
@@ -25,8 +25,8 @@
     <div>InstantAdPay · <a href="/">how it works</a> · <a id="contractLink" href="#" target="_blank" rel="noopener">contract source ↗</a></div>
   </footer>
 </div>
-<script src="/assets/common.js?v=20260905b"></script>
-<script src="/assets/ledger.js?v=20260905b"></script>
-<script src="/assets/chat.js?v=20260905b"></script>
+<script src="/assets/common.js?v=20260905d"></script>
+<script src="/assets/ledger.js?v=20260905d"></script>
+<script src="/assets/chat.js?v=20260905d"></script>
 </body>
 </html>
diff --git a/public/my.html b/public/my.html
index 7790503..2632fa7 100644
--- a/public/my.html
+++ b/public/my.html
@@ -4,7 +4,7 @@
 <meta charset="utf-8"><meta name="viewport" content="width=device-width,initial-scale=1">
 <title>Member area | InstantAdPay</title>
 <link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Sora:wght@600;700;800&display=swap">
-<link rel="stylesheet" href="/assets/site.css?v=20260905b">
+<link rel="stylesheet" href="/assets/site.css?v=20260905d">
 </head>
 <body class="bo-body">
 
@@ -55,6 +55,7 @@
       <button data-pane="overview" class="on" type="button"><svg viewBox="0 0 24 24"><rect x="3" y="3" width="8" height="8" rx="2"/><rect x="13" y="3" width="8" height="8" rx="2"/><rect x="3" y="13" width="8" height="8" rx="2"/><rect x="13" y="13" width="8" height="8" rx="2"/></svg>Overview</button>
       <button data-pane="line" type="button"><svg viewBox="0 0 24 24"><circle cx="12" cy="7" r="3.2"/><circle cx="5" cy="17" r="2.6"/><circle cx="19" cy="17" r="2.6"/><path d="M12 10v3M12 13l-5 2M12 13l5 2"/></svg>My line</button>
       <button data-pane="campaigns" type="button"><svg viewBox="0 0 24 24"><path d="M3 11l14-5v12L3 13v-2z"/><path d="M17 8a4 4 0 0 1 0 8M7 13v5a2 2 0 0 0 4 0v-3"/></svg>Campaigns</button>
+      <button data-pane="earn" type="button"><svg viewBox="0 0 24 24"><circle cx="12" cy="12" r="8.5"/><path d="M12 7.5v9M9 10c0-1.1 1.3-1.8 3-1.8s3 .7 3 1.8-1.3 1.6-3 1.8-3 .7-3 1.8 1.3 1.8 3 1.8 3-.7 3-1.8"/></svg>Earn credits</button>
       <button data-pane="earnings" type="button"><svg viewBox="0 0 24 24"><path d="M4 17l5-5 4 3 7-8"/><path d="M14 7h6v6"/></svg>Earnings</button>
       <button data-pane="wallet" type="button"><svg viewBox="0 0 24 24"><rect x="3" y="6" width="18" height="13" rx="2"/><path d="M3 10h18"/><circle cx="16.5" cy="14.5" r="1.4"/></svg>Wallet</button>
     </nav>
@@ -155,6 +156,27 @@
         </div>
       </div>
 
+      <div class="pane" id="pane-earn" hidden>
+        <div class="card">
+          <h3>Earn credits by viewing ads</h3>
+          <p class="muted small">View today's set of member ads, each for a few seconds, and claim your
+            daily credits. Attention earns advertising here: your earned credits spend on banner and text
+            campaigns, just like purchased ones.</p>
+          <p><span class="badge" id="earnProgress">…</span>
+             <span class="badge" id="earnBalance">…</span></p>
+          <div class="card" style="background:rgba(4,8,7,.5)" id="earnStage">
+            <div id="earnAdBox" class="small muted" style="min-height:120px;display:grid;place-items:center">
+              Press start to see the first ad.</div>
+            <p style="margin-top:14px">
+              <button class="btn" id="earnStartBtn" type="button">Start viewing</button>
+              <button class="btn" id="earnNextBtn" type="button" hidden disabled>Next ad</button>
+              <button class="btn" id="earnClaimBtn" type="button" hidden>Claim today's credits</button>
+            </p>
+            <p class="small muted" id="earnHint"></p>
+          </div>
+        </div>
+      </div>
+
       <div class="pane" id="pane-earnings" hidden>
         <div id="activityArea" hidden>
           <div class="grid c2">
@@ -208,9 +230,9 @@
   </div>
 </div>
 
-<script src="/assets/common.js?v=20260905b"></script>
-<script src="/assets/wallet.js?v=20260905b"></script>
-<script src="/assets/my.js?v=20260905b"></script>
-<script src="/assets/chat.js?v=20260905b"></script>
+<script src="/assets/common.js?v=20260905d"></script>
+<script src="/assets/wallet.js?v=20260905d"></script>
+<script src="/assets/my.js?v=20260905d"></script>
+<script src="/assets/chat.js?v=20260905d"></script>
 </body>
 </html>
diff --git a/server.js b/server.js
index ef13b64..2c40159 100644
--- a/server.js
+++ b/server.js
@@ -345,6 +345,23 @@ const server = http.createServer(async (req, res) => {
       }));
       return json(res, 200, out);
     }
+    // -- earn credits by viewing ads (attention-gated daily claim)
+    if (p === '/api/my/earn' && req.method === 'GET') {
+      const s = await auth.fromRequest(req);
+      if (!s || !s.email) return json(res, 401, { error: 'Sign in first.' });
+      return json(res, 200, await ads.viewStatus(s.email));
+    }
+    if (p === '/api/my/adview' && req.method === 'POST') {
+      const s = await auth.fromRequest(req);
+      if (!s || !s.email) return json(res, 401, { error: 'Sign in first.' });
+      return json(res, 200, await ads.recordView(s.email));
+    }
+    if (p === '/api/my/claim' && req.method === 'POST') {
+      const s = await auth.fromRequest(req);
+      if (!s || !s.email) return json(res, 401, { error: 'Sign in first.' });
+      const r = await ads.claimDaily(s.email);
+      return json(res, r.error ? 400 : 200, r);
+    }
     if (p === '/api/my/activity' && req.method === 'GET') {
       const s = await auth.fromRequest(req);
       if (!s) return json(res, 401, { error: 'Sign in first.' });
@@ -376,14 +393,15 @@ const server = http.createServer(async (req, res) => {
       if (!s || !s.email) return json(res, 401, { error: 'Sign in first.' });
       const memberId = await auth.refreshMemberId(s);
       const out = { campaigns: await ads.listCampaigns(s.email), rates: ads.rates() };
-      out.availableCredits = memberId ? await ads.availableCredits(memberId) : 0;
+      out.purchasedCredits = memberId ? await ads.availableCredits(memberId) : 0;
+      out.earnedCredits = await ads.earnedBalance(s.email);
+      out.availableCredits = out.purchasedCredits + out.earnedCredits;
       return json(res, 200, out);
     }
     if (p === '/api/my/campaigns' && req.method === 'POST') {
       const s = await auth.fromRequest(req);
       if (!s || !s.email) return json(res, 401, { error: 'Sign in first.' });
-      const memberId = await auth.refreshMemberId(s);
-      if (!memberId) return json(res, 400, { error: 'Buy an ad package first. Campaigns spend the on-chain credits it mints.' });
+      const memberId = await auth.refreshMemberId(s); // 0 is fine: earned credits fund banner/text
       const b = await readBody(req);
       const r = await ads.createCampaign(s.email, memberId, b);
       return json(res, r.error ? 400 : 200, r);