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- /admin: email magic-code sign-in allowlisted to ADMIN_EMAIL, 12h admin session (cookie iap.adm, persisted in the volume). Bearer ADMIN_PASSWORD API access still works. Member area shows an Admin link for that email. - House ads: admin places banner/text/login/solo/video/featured/visits campaigns owned by house@instantadpay.com that cost nothing; budget is only a delivery cap, spend is never charged or burned. - Admin APIs: overview, all campaigns (+pause/resume any), members (+re-point sponsor), reports (+resolve), pending burns, rates/site config get+patch, creative upload. - fmtPol rounds to two decimals everywhere (dashboard, toasts, prices). Co-Authored-By: Claude Fable 5.1 <noreply@anthropic.com>