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The P&L took revenue from AdminPaid events and holdings from eth_getBalance, so anything else moving through a receiver was invisible. Receiver A has earned 10,871.89 POL and holds 4,561.19; nothing explained the difference, and the gap would have widened every time Marty drew from it. "Why would I ever keep a receiver wallet that I never take anything out of? That's stupid, so I need to be able to account for it." Three kinds, because three different things move through that wallet and only one is profit. Revenue is outside income, a ClickBaitPays withdrawal paid in POL, and counts toward profit. A draw is house profit spent on something, such as funding RM Circle #139's Culmen to Apex upgrade; it leaves the wallet but is not a cost of running InstantAdPay. A transfer is Marty's own capital parked in the Tangem receiver for safekeeping, and moves the balance only: counting it as revenue would report his savings as earnings. The pane now states earned, plus revenue, less draws, against what is actually held, and names any unexplained drift rather than hiding it in a balance. Co-Authored-By: Claude Opus 5 <noreply@anthropic.com>