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RM Circle pattern: nine canned answers for the questions everyone asks (pyramid, withdrawals, splits, qualification, joining, credits, safety), OpenRouter fallback with a facts-loaded system prompt and hard no-income- promise rules, graceful no-key fallback. Floating mint bubble widget with linkified replies; 10/min per-IP rate limit. Assets v=20260904i. Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>