Add "What if the creators disappear?" reassurance (verified on-chain)

Answers the durability question: the contract is autonomous and
immutable (no admin heartbeat, no pause, no expiry), and the four
admin wallets are plain EOAs — read live from contract storage and
confirmed via eth_getCode — so a lost/abandoned admin wallet can
never reject or jam a member payment; at worst the project's own fee
sits uncollected. No stored balance means nothing can be stranded.

- contract.html: new section 6 card
- chat.js: matching canned answer (creators-disappear keywords)
- server.js: RESILIENCE fact added to the AI system prompt

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

server.js

@@ -41,6 +41,7 @@ FACTS:
 - PAY FLOW (full diagram at https://rmcircle.saasy.top/how-pay-works): TWO income streams. (1) Entry rewards — when a direct joins under a member's link, that member gets the entry reward (~326 POL at Premium) and keeps it, on EVERY direct (not just the first two). (2) Upgrade payments — each person below you pays you ONCE, at the single level matching how far below you they sit: someone 1 layer down pays you at their Ascensus upgrade, 2 layers down at Fabrica, 3 at Culmen, 4 at Apex, and so on. To catch each one you must be at that level yourself AND qualified — so stay one level ahead of your team's deepest active layer. This is why a member can be "skipped" on a payment: it was reserved for the position at the matching depth, or they weren't leveled up in time.
 - TIERS: Premium (the tier the whole team builds at, ${c.premiumEntryPol || 362} POL entry) pays and earns FULL amounts; Standard costs about half and pays/earns HALF at every level. A smaller-than-expected payment almost always came from a Standard-tier position below. Tier is fixed at registration and CANNOT be changed later (upgrading advances your LEVEL, not your tier). Always recommend joining Premium and having recruits do the same. Amount comparison at /how-pay-works.
 - MEMBER DASHBOARD & ALERTS: each member has a live dashboard at https://rmcircle.saasy.top/my (enter your ID) showing position, team, payments, pipeline (incoming money forming below), spillover tags, and qualification badges. Members can turn on opt-in EMAIL ALERTS there (notified when paid, and when they need to upgrade to catch incoming pay). A member's personal invite page to share is https://rmcircle.saasy.top/join/<their-id>.
+- RESILIENCE ("what if the creators disappear / owner loses keys / it falls apart over time"): the contract is autonomous and immutable — NO admin action, heartbeat, or living operator is required for joins, upgrades, matrix placement, or payouts; there is no pause switch and no expiry. Verified on-chain that the founder, development, and fee-receiver wallets are ordinary wallets (EOAs), NOT smart contracts — an ordinary wallet always accepts incoming POL even if its key is lost forever, so a dead or abandoned admin wallet cannot block any member payment (only the project's OWN uncollected fee would sit idle). The contract stores no balance (every payment is delivered in the same transaction). If the owner's key were lost, only the four limited admin powers freeze in place; members are unaffected. Details in section 6 of https://rmcircle.saasy.top/contract.
 - Current team sponsor: ${a ? `ID ${a.id}${c.showSponsorName && a.name ? ` (${a.name})` : ''}, ${a.directs}/2 directs` : 'shown on the start page'}. ${waiting} placement(s) waiting. Placements rotate as positions qualify — always verify on https://rmcircle.saasy.top/start right before joining.
 - Site pages: https://rmcircle.saasy.top/ (strategy overview + roadmap + live team stats), https://rmcircle.saasy.top/start (current sponsor + join steps), https://rmcircle.saasy.top/training (4 videos + spillover article), https://rmcircle.saasy.top/how-pay-works (the two income streams shown as a pay-flow diagram + Premium/Standard tier comparison), https://rmcircle.saasy.top/contract (plain-language security review of the verified smart contract — code can't change, no pooled funds, locked rules, honest list of operator powers), https://rmcircle.saasy.top/my (member dashboard), https://rmcircle.saasy.top/disclaimer (affiliate/earnings/risk disclosures).
 - Telegram group for live team help: ${c.telegramUrl || 'https://t.me/cryptoteambuild'}