On-dashboard upgrades: qualified members upgrade their level right from /my/<id> - ownership enforced by matching the connected wallet to the position's account, exact BigInt cost read live via getAllCosts, MoonPay assist when underfunded, wallet-app deep links on mobile

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

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 <section id="tabDash" class="mp-panel">
 <div id="dFacts" class="facts" style="grid-template-columns:repeat(3,1fr);margin:18px 0"></div>
-<div id="dNextStep"></div>
+<div id="dNextStep"></div><div id="dUpgrade"></div>
 <div class="table-card" style="margin-bottom:18px"><div style="display:flex;justify-content:space-between;gap:12px;align-items:flex-start;flex-wrap:wrap"><div><h2 style="margin:0 0 4px">Your team</h2><p style="color:var(--muted);font-size:13px;margin:0 0 14px">Your position's matrix — the rollup line on each card counts everyone underneath, all the way down. Click a position to drill into that leg. Open slots are where the next placements land.</p></div><button id="dTreeToggle" class="btn btn-secondary btn-sm">List view</button></div><div id="dTreeNav" style="display:flex;gap:8px;align-items:center;flex-wrap:wrap;margin-bottom:12px"></div><div id="dTree"></div><div id="dGens" style="margin-top:14px"></div><p class="micro" style="margin:14px 0 0"><span class="mtp-qmark" style="position:static;display:inline-grid;vertical-align:middle">✓</span> qualified (2/2 directs) · <span class="mt-badge mt-prem">P</span> Premium · <span class="mt-badge">S</span> Standard · ⬇ everyone below that position (all generations) and the POL they've earned · <span style="color:var(--teal)">↧ spillover</span> = placed there by upline activity; only members who join with a position's own ID count toward its 2/2</p><div id="dSpillNote" class="hidden"></div></div>
 <div class="table-card" style="margin-bottom:18px;border-color:rgba(123,224,161,.4)"><h2 style="margin:0 0 4px">Your pipeline</h2><p style="color:var(--muted);font-size:13px;margin:0 0 12px">Money forming below you. Each generation in your leg pays your position at exactly one level — when a member's level catches up to their depth, their <em>next</em> upgrade comes to you.</p><div id="dPipeline"></div></div>
 <div id="dCoachCard" class="table-card" style="margin-bottom:18px;display:none;border-color:rgba(240,197,109,.35)"><h2 style="margin:0 0 4px">Coach your team</h2><p style="color:var(--muted);font-size:13px;margin:0 0 12px">The fastest way to grow your own income is helping the people below you take their next step. Here's who in <em>your</em> team could use a nudge today — updated live from the blockchain.</p><div id="dCoach"></div></div>