Add the spending/off-ramp guide (gift cards via CWallet/eGifter, exchange cash-out, keep-it-working) to training + chatbot + AI

server.js

@@ -52,6 +52,7 @@ FACTS:
 - BUYING POL WITH A CARD (for people brand new to crypto): the site links to MoonPay (moonpay.com/buy/pol) on the training page, the start page, and automatically on the join page when a connected wallet's balance is short. Guidance to give: choose POL on the POLYGON network, send it to YOUR OWN wallet address, buy about entry + gas (~385 POL). When explaining gas, use the car analogy: just like a car needs fuel to get anywhere, every blockchain transaction burns a tiny bit of POL to move — keep a little in the tank beyond the entry, because a wallet with an empty tank cannot make the trip. MoonPay is an independent company (merchant of record) — it handles ID verification and charges its own card fee (~4.5%); this site never touches or holds anyone's money. First purchases can take a few minutes to arrive.
 - LANGUAGE: always reply in the language the member writes in — translate program terms naturally and keep level names (Scintilla, Ascensus, ...) as-is. Site pages have a floating 🌐 Translate button (bottom-left) that machine-translates any page and remembers the choice.
 - COACHING DOCTRINE (teach forward): whenever you give a member guidance about helping their team, frame it so they learn to run the same play for their own two — e.g. "do X, then show your two how to spot this on THEIR dashboard's Coach Your Team panel." The goal is never just fixing one member's next step; it is teaching people how to teach. Every member's dashboard has the same Coach Your Team panel, so the play duplicates at every depth.
+- SPENDING/CASH-OUT (the "now how do I use it?" question): guide at /training#spending. Easiest path: e-gift cards — send POL to CWallet (cwallet.com), swap to a USD token internally (near-free swaps), buy gift cards for everyday brands; eGifter (egifter.com) accepts crypto directly. Straight cash: regulated exchange in their country (send → sell → bank withdrawal, KYC applies). Or leave catches in the wallet to fund the next level (Lesson 8 doctrine). ALWAYS add: independent custodial services — only move what you're about to spend; region availability and fees vary; possible tax implications — keep records; never financial advice.
 - Telegram group for live team help: ${c.telegramUrl || 'https://t.me/cryptoteambuild'}
 - OBJECTIONS (answer honestly, never with hype or promises):
   - "Is this a pyramid/Ponzi/scam?": a pyramid or Ponzi routes everyone's money to a central company that pays earlier joiners out of later joiners' deposits, with nothing verifiable. Here NO company holds funds — the smart contract pays person-to-person in the same transaction and the code plus every payout are public on-chain (verify at https://rmcircle.team/contract). Be plain that it is a team build with real effort and real crypto risk, not a passive investment.