Correct the passed-over reason wording in the payout feed

Per the contract's _payUpline rule, uplines are skipped for lacking 2
directs OR the required level — not level alone.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

public/payouts.js

@@ -49,7 +49,7 @@
     const verify=`<a class="pp-verify" href="${esc(verifyHref(p))}" target="_blank" rel="noopener noreferrer">Verify ↗</a>`;
     if(p.kind==='upline'){
       const up=p.upgrade?`Member #${p.upgrade.id} upgraded to ${esc(p.upgrade.levelName)} — `:'';
-      const passed=p.passed&&p.passed.length?`<div class="pp-passed">passed over ${p.passed.map(i=>'#'+i).join(', ')} (not yet at this level)</div>`:'';
+      const passed=p.passed&&p.passed.length?`<div class="pp-passed">passed over ${p.passed.map(i=>'#'+i).join(', ')} (not yet eligible — needs 2 directs and the level)</div>`:'';
       return `<div class="pp-row"><div class="pp-icon">🚀</div><div class="pp-body"><strong>${up}${fmtPol(p.pol)} POL paid up to Member #${p.toId}</strong><div class="pp-meta">Upgrade pass-up · ${esc(p.levelName)} · ${when}</div>${passed}</div>${verify}</div>`;
     }
     const meta=p.kind==='referral'?`Direct referral reward from #${p.fromId}'s entry`:`${esc(p.desc||p.levelName)} — from #${p.fromId}`;