diff --git a/public/chat.js b/public/chat.js
index 6c40799..8c37521 100644
--- a/public/chat.js
+++ b/public/chat.js
@@ -41,6 +41,8 @@
      a:()=>`Three good paths, easiest first: (1) <strong>E-gift cards</strong> — send POL to CWallet (cwallet.com), swap to a US-dollar token there (their internal swaps are virtually free), and buy gift cards for brands you already use — groceries, gas, Amazon. eGifter (egifter.com) also takes crypto directly. (2) <strong>Straight cash-out</strong> via a regulated exchange in your country (Coinbase, Kraken…): send, sell, withdraw to your bank. (3) <strong>Keep it working</strong> — many members leave catches in the wallet to fund their next level. Full guide: <a href="/training#spending">Spending what you earn</a> — and <a href="/training#egift-video">Video 8 shows a real cash-out done on screen</a> (members area), ending with the card in a mobile wallet ready to tap-to-pay. Honest notes: those are independent custodial services — only move what you're about to spend; taxes may apply where you live; not financial advice.`},
     {k:['circle method','recruiting course','how do i recruit','recruiting training','get my two','get your two','how to invite','module 1','lessons'],
      a:()=>`That's <a href="/training#circle-method">The Circle Method</a> — our 10-lesson course, three modules, ~30 minutes total. Module 1 "Get Your Two": mindset, warm list, the exact words, objections. Module 2 "Help Your Two": your dashboard as a coaching desk, the first 48 hours, stalled people, timing upgrades. Module 3 "Teach the Teachers": run the same play + the 20-minute weekly rhythm. <strong>Lesson 1 is free to watch</strong>; the rest is part of the members area that comes with your position — unlock it on the training page with the wallet that owns your position (one free signature), or it's already unlocked inside the Telegram Mini App. The Method's golden rule: the answer to every question is a lesson — when your people ask something, send the lesson that answers it.`},
+    {k:['cap','capped','cap out','max level','maximum level','8 levels','eight levels','after corona','top level','stop earning','earning cap','level cap','beyond corona'],
+     a:()=>`Your <strong>level</strong> caps at Corona (level 8) — you can't upgrade higher. But your <strong>earning doesn't cap</strong>. Two reasons: (1) you catch an upgrade pass-up from every person in your first seven generations as they level up, and those generations hold up to 254 positions that keep filling over time. (2) Pass-ups travel UP past anyone who can't catch them — when someone upgrades, the payment rises to the first upline who's qualified and leveled high enough (up to the contract's 16-layer depth cap; otherwise it goes to the project fee wallet). So Corona is the position that misses nothing: at max level you're eligible for every pass-up, you're never the bottleneck, and you catch the ones under-leveled members below you let slip. It's the whole reason to keep leveling up. Full breakdown: <a href="/how-pay-works#cap">rmcircle.team/how-pay-works#cap</a> — contract mechanics, verifiable on-chain, never a promise of income.`},
     {k:['members area','member area','whats the product','what is the product','what am i buying','what do i get','members only','locked','unlock','sign in to training'],
      a:()=>`Yes — every position includes a real members area: <strong>The Circle Method</strong> (10-lesson recruiting &amp; coaching course + a real cash-out walkthrough) on the <a href="/training">training page</a>, your <a href="/my">live coaching dashboard</a>, <a href="/tools">promo tools</a> personalized with your invite link, printable playbooks, wallet-verified team messaging, and the Telegram companion bot + Mini App. No passwords — access is proven by the wallet that owns your position (one free signature that can't move funds), and inside the Telegram Mini App it unlocks automatically. Lesson 1 and all the how-it-works videos are public so you can inspect everything before joining.`},
     {k:['no money','cant afford','can not afford',"can't afford",'broke','they dont have','waiting on payday','no funds to join'],
diff --git a/public/how-pay-works.html b/public/how-pay-works.html
index faf2672..96c5f5c 100644
--- a/public/how-pay-works.html
+++ b/public/how-pay-works.html
@@ -83,6 +83,11 @@
 <tr><td>8 · Corona</td><td>256</td><td><span style="color:var(--muted)">top level</span></td><td><strong style="color:var(--gold)">every eligible pass-up lands on you</strong></td></tr>
 </tbody></table></div>
 <p style="color:var(--muted);line-height:1.65;margin:12px 0 0"><strong style="color:var(--text)">How to read it:</strong> at each depth below you, every position sends one upgrade pass-up when they level up — and the first two of them cover the cost of your <em>own</em> next upgrade, so your team can carry you up the ladder. Everything past those two is upside. A fully built matrix through all seven paying generations would be an enormous number — but "fully built" is rare, which is exactly why the honest play is steady team-building, not counting on a full fill.</p></div>
+<div id="cap" class="card" style="margin-top:20px;scroll-margin-top:16px"><div class="eyebrow" style="color:var(--teal)">Common question</div><h2 style="margin:6px 0 10px">"Does it cap out at 8 levels?"</h2>
+<p style="color:var(--muted);line-height:1.65;margin:0 0 12px">Your <strong style="color:var(--text)">level</strong> caps at Corona (level 8) — that's the top, you can't upgrade past it. But your <strong style="color:var(--text)">earning does not cap</strong>, for two reasons:</p>
+<p style="color:var(--muted);line-height:1.65;margin:0 0 12px"><strong style="color:var(--text)">1. Volume, not a fixed count.</strong> You catch an upgrade pass-up from <em>every</em> person in your first seven generations as they level up — and those generations hold up to 254 positions that keep filling through recruiting and spillover. It's one payment per person, but people keep arriving.</p>
+<p style="color:var(--muted);line-height:1.65;margin:0 0 12px"><strong style="color:var(--text)">2. Pass-ups travel up past anyone who can't catch them.</strong> When someone upgrades, the payment looks for the first upline who is <strong style="color:var(--text)">qualified and leveled high enough</strong> to receive it. If the member in the normal catching spot isn't there yet, the payment <strong style="color:var(--text)">keeps rising up the matrix</strong> until it finds someone who is (up to the contract's 16-layer depth limit; if nobody qualifies in range, it goes to the project's fee wallet).</p>
+<p style="color:var(--muted);line-height:1.65;margin:0 0 0">Here's why that makes <strong style="color:var(--text)">Corona the position that misses nothing</strong>: at max level you're eligible for every pass-up that exists, so you're never the bottleneck — and you catch the ones that under-leveled members <em>below</em> you let slip past. Someone who stalls at a low level while their team climbs is handing those payments up to the first maxed-out person above them. That's the whole reason the team is coached to keep leveling up: it stops money from passing over you, and it lets you catch what others drop. <span class="micro">(Still the contract's mechanics, verifiable on-chain — never a promise of income.)</span></p></div>
 <div class="notice" style="margin-top:20px"><strong>The one line to remember:</strong> You keep your directs' entry money. For upgrades, <strong>each person below you pays you at exactly one level — the one that matches their depth beneath you.</strong> Twos are for <em>building</em>; depth-matched levels are for <em>paying</em>.</div>
 <p class="micro" style="margin-top:14px">Every figure is a contract rule, verifiable on-chain, not a promise of income. Most participants may not profit. <a href="/disclaimer" style="color:var(--teal)">Full disclaimers →</a> · <a href="/contract" style="color:var(--teal)">How the contract works →</a></p>
 </div></section>
diff --git a/server.js b/server.js
index c0bd839..e90fc2a 100644
--- a/server.js
+++ b/server.js
@@ -44,11 +44,12 @@ FACTS:
 - 8 Premium levels in order: Scintilla, Ascensus, Fabrica, Culmen, Apex, Fastigium, Vertex, Corona. Everyone starts at Scintilla. Upgrade as quickly as practical, ideally with earned POL; the first two payments at each level help fund the next upgrade. Stay aware of your active downline's levels so you don't fall behind and miss payments.
 - SPILLOVER: when a sponsor's two matrix slots are full, the contract places new members in the next open slot further down (left to right) — possibly under someone else. Spillover fills that member's matrix and sets up future upgrade income to their position, but does NOT count toward qualification: only people who join using a member's own ID are their directs. Upgrade payments travel up the MATRIX (not who-referred-whom) and only stop at positions that are qualified (2 directs) AND already at the level being bought — otherwise the payment passes them by to the next eligible upline. Members can see their own matrix, spillover tags, and payments at https://rmcircle.team/my
 - PAY FLOW (full diagram at https://rmcircle.team/how-pay-works): TWO income streams. (1) Entry rewards — when a direct joins under a member's link, that member gets the entry reward (~326 POL at Premium) and keeps it, on EVERY direct (not just the first two). (2) Upgrade payments — each person below you pays you ONCE, at the single level matching how far below you they sit: someone 1 layer down pays you at their Ascensus upgrade, 2 layers down at Fabrica, 3 at Culmen, 4 at Apex, and so on. To catch each one you must be at that level yourself AND qualified — so stay one level ahead of your team's deepest active layer. This is why a member can be "skipped" on a payment: it was reserved for the position at the matching depth, or they weren't leveled up in time.
+- LEVEL CAP / "does it stop at 8 levels?": there are 8 levels (Scintilla..Corona); Corona is the max LEVEL — you can't upgrade past it. But EARNING is not capped. (1) You catch an upgrade pass-up from every person in your first seven generations as they level up, and those generations hold up to 254 positions that keep filling via recruiting + spillover — one payment per person, but people keep arriving. (2) Pass-ups travel UP past anyone who can't catch them: an upgrade payment rises to the first upline who is qualified (2 directs) AND leveled high enough (level >= the level being bought), searching up to the 16-layer MAX_MATRIX_DEPTH; if nobody qualifies in range it goes to the project fee wallet. So a Corona member is the "catcher of last resort" — at max level they're eligible for every pass-up, never the bottleneck, and they catch the ones under-leveled members below them let slip. That's the mechanical reason to keep leveling up. Full explainer: https://rmcircle.team/how-pay-works#cap. Still contract mechanics, never an income promise.
 - TIERS: Premium (the tier the whole team builds at, ${c.premiumEntryPol || 362} POL entry) pays and earns FULL amounts; Standard costs about half and pays/earns HALF at every level. A smaller-than-expected payment almost always came from a Standard-tier position below. Tier is fixed at registration and CANNOT be changed later (upgrading advances your LEVEL, not your tier). Always recommend joining Premium and having recruits do the same. Amount comparison at /how-pay-works.
 - MEMBER DASHBOARD & ALERTS: each member has a live dashboard at https://rmcircle.team/my (enter your ID) showing position, team, payments, pipeline (incoming money forming below), a team-depth summary (members per generation below you and which level's upgrade each generation pays you at), a "Coach Your Team" panel (who in YOUR leg needs a nudge — qualified-but-not-upgraded members sitting on entry rewards, members about to miss forming payments, members one direct from qualifying — each recommendation has a one-tap "Send this nudge" button that sends a ready-written teach-forward message over the wallet-verified Messages system, delivered on-site and to Telegram if the member linked it), spillover tags, and qualification badges. Members can turn on opt-in EMAIL ALERTS there (notified when paid, and when they need to upgrade to catch incoming pay). A member's personal invite page to share is https://rmcircle.team/join/<their-id>.
 - RESILIENCE ("what if the creators disappear / owner loses keys / it falls apart over time"): the contract is autonomous and immutable — NO admin action, heartbeat, or living operator is required for joins, upgrades, matrix placement, or payouts; there is no pause switch and no expiry. Verified on-chain that the founder, development, and fee-receiver wallets are ordinary wallets (EOAs), NOT smart contracts — an ordinary wallet always accepts incoming POL even if its key is lost forever, so a dead or abandoned admin wallet cannot block any member payment (only the project's OWN uncollected fee would sit idle). The contract stores no balance (every payment is delivered in the same transaction). If the owner's key were lost, only the four limited admin powers freeze in place; members are unaffected. Details in section 6 of https://rmcircle.team/contract.
 - Current team sponsor: ${a ? `ID ${a.id}${c.showSponsorName && a.name ? ` (${a.name})` : ''}, ${a.directs}/2 directs` : 'shown on the start page'}. ${waiting} placement(s) waiting. Placements rotate as positions qualify — always verify on https://rmcircle.team/start right before joining.
-- Site pages: https://rmcircle.team/ (strategy overview + roadmap + live team stats), https://rmcircle.team/start (current sponsor + join steps), https://rmcircle.team/training (THE CIRCLE METHOD — the team's 10-lesson course in 3 modules; it is the MEMBERS-AREA product: Lesson 1 is the free public preview, Lessons 2-10 unlock by signing in with the wallet that owns a position (one free signature, right on the training page) or automatically inside the Telegram Mini App; every lesson's title and description stays visible so prospects can see what's included. M1 Get Your Two: L1 mindset, L2 warm list, L3 the conversation, L4 objections. M2 Help Your Two: L5 dashboard-as-coaching-desk, L6 first 48 hours, L7 stalled people & pass-ups, L8 timing upgrades to catches. M3 Teach the Teachers: L9 run the same play, L10 the 20-minute weekly rhythm. ROUTING RULE — for MEMBERS answer with the lesson: how do I find people→L2 (/training#lesson-2); what do I say→L3; pyramid objection→L4; new member just joined→L6; someone stalled→L7; should I upgrade→L8; overwhelmed→L10. For someone NOT yet a member, answer the substance directly yourself and mention that the full lesson is included with their position (never send a prospect a locked link as the answer). Deep links: /training#lesson-N — plus 8 how-to videos — team overview, wallet setup, funding, the new connect-wallet join flow on the site, the dApp backup method, how payments work, a full 14-min Member Dashboard walkthrough, and an 8-min REAL e-gift-card cash-out walkthrough (/training#egift-video, MEMBERS-ONLY like the Method lessons: POL → CWallet → dollar swap → gift card, ending with the virtual card in a mobile wallet ready to tap-to-pay) — + spillover article; the join-funnel and transparency videos are always public), https://rmcircle.team/how-pay-works (the two income streams shown as a pay-flow diagram + Premium/Standard tier comparison + a "What each level opens up" scaling table at /how-pay-works#level-scale showing how each level lets you catch a deeper, wider, higher-paying generation of pass-ups — explicitly framed as the contract's mechanical maximum at full fill, NOT a prediction or income promise), https://rmcircle.team/contract (plain-language security review of the verified smart contract — code can't change, no pooled funds, locked rules, honest list of operator powers), https://rmcircle.team/weekly-rhythm (printable 20-minute Weekly Rhythm routine + 4-week habit tracker from Method Lesson 10, personalized like the Fast Start sheet), https://rmcircle.team/fast-start (printable 48-Hour Fast Start checklist — personalized with the member's invite link and a scannable QR code when opened from their dashboard; prints clean black-on-white, and prints in whatever language the member selected with the 🌐 button), https://rmcircle.team/my (member dashboard — its "Your team" panel opens with an organization bar: total members in your org, generations deep, qualified count below you, POL earned below you, and its approximate USD value at an hourly-cached POL price; the matrix under it drills leg by leg), https://rmcircle.team/tools (for existing team members who want to promote — share-ready promo videos (including the “Pocket Change” curiosity hook video — 25 ways people flush pocket change weekly with nothing to show for it, then the side-hustle flip; it deliberately shows no URL so the poster's invite link in the caption/description carries the credit, and matching pocket-change post copy sits in the Social posts section), copy-paste social posts, short/long email swipes, a downloadable banner kit in every standard size (incl. a 1280×720 Telegram group-ad image with a tap-the-link-below CTA — members pair it with their own Telegram-native invite link in the caption), and an Official RM Circle Media library (13 vertical social videos + 15 graphics from the creators — pair them with your own invite link in the caption; each curiosity video also has a MATCHED invite link (adds ?v=<hook> to the member's /join link) that makes the landing page continue that video's hook — recommend it when members ask which link to use with a video); open it from the gold Promo Tools button on your dashboard and every post/swipe arrives pre-personalized with YOUR invite link; NEW Promote-on-Telegram section at /tools#telegram — the member's Telegram-native Mini App invite links (t.me links that open the whole tour INSIDE Telegram; tapping your own link previews the prospect view), paste-ready Telegram group posts + DMs, and the setup message to forward to their team; Text-a-friend section at /tools#text-a-friend — 5 SMS-sized messages (general + one per angle video, matched to that video's landing page) with one-tap share buttons: Text it (opens the phone's messaging app pre-filled), WhatsApp (wa.me pre-fill), Telegram (shares the member's Mini App invite), Copy for Messenger/Instagram DMs; to write promos in their own voice, mybrandedvoice.com; plus an Objection Handling bank at the bottom — truth + ready-to-send reply per objection, incl. the what's-the-product / members-area answer), https://rmcircle.team/disclaimer (affiliate/earnings/risk disclosures).
+- Site pages: https://rmcircle.team/ (strategy overview + roadmap + live team stats), https://rmcircle.team/start (current sponsor + join steps), https://rmcircle.team/training (THE CIRCLE METHOD — the team's 10-lesson course in 3 modules; it is the MEMBERS-AREA product: Lesson 1 is the free public preview, Lessons 2-10 unlock by signing in with the wallet that owns a position (one free signature, right on the training page) or automatically inside the Telegram Mini App; every lesson's title and description stays visible so prospects can see what's included. M1 Get Your Two: L1 mindset, L2 warm list, L3 the conversation, L4 objections. M2 Help Your Two: L5 dashboard-as-coaching-desk, L6 first 48 hours, L7 stalled people & pass-ups, L8 timing upgrades to catches. M3 Teach the Teachers: L9 run the same play, L10 the 20-minute weekly rhythm. ROUTING RULE — for MEMBERS answer with the lesson: how do I find people→L2 (/training#lesson-2); what do I say→L3; pyramid objection→L4; new member just joined→L6; someone stalled→L7; should I upgrade→L8; overwhelmed→L10. For someone NOT yet a member, answer the substance directly yourself and mention that the full lesson is included with their position (never send a prospect a locked link as the answer). Deep links: /training#lesson-N — plus 8 how-to videos — team overview, wallet setup, funding, the new connect-wallet join flow on the site, the dApp backup method, how payments work, a full 14-min Member Dashboard walkthrough, and an 8-min REAL e-gift-card cash-out walkthrough (/training#egift-video, MEMBERS-ONLY like the Method lessons: POL → CWallet → dollar swap → gift card, ending with the virtual card in a mobile wallet ready to tap-to-pay) — + spillover article; the join-funnel and transparency videos are always public), https://rmcircle.team/how-pay-works (the two income streams shown as a pay-flow diagram + Premium/Standard tier comparison + a "What each level opens up" scaling table at /how-pay-works#level-scale showing how each level lets you catch a deeper, wider, higher-paying generation of pass-ups — explicitly framed as the contract's mechanical maximum at full fill, NOT a prediction or income promise; plus a "Does it cap out at 8 levels?" explainer at /how-pay-works#cap), https://rmcircle.team/contract (plain-language security review of the verified smart contract — code can't change, no pooled funds, locked rules, honest list of operator powers), https://rmcircle.team/weekly-rhythm (printable 20-minute Weekly Rhythm routine + 4-week habit tracker from Method Lesson 10, personalized like the Fast Start sheet), https://rmcircle.team/fast-start (printable 48-Hour Fast Start checklist — personalized with the member's invite link and a scannable QR code when opened from their dashboard; prints clean black-on-white, and prints in whatever language the member selected with the 🌐 button), https://rmcircle.team/my (member dashboard — its "Your team" panel opens with an organization bar: total members in your org, generations deep, qualified count below you, POL earned below you, and its approximate USD value at an hourly-cached POL price; the matrix under it drills leg by leg), https://rmcircle.team/tools (for existing team members who want to promote — share-ready promo videos (including the “Pocket Change” curiosity hook video — 25 ways people flush pocket change weekly with nothing to show for it, then the side-hustle flip; it deliberately shows no URL so the poster's invite link in the caption/description carries the credit, and matching pocket-change post copy sits in the Social posts section), copy-paste social posts, short/long email swipes, a downloadable banner kit in every standard size (incl. a 1280×720 Telegram group-ad image with a tap-the-link-below CTA — members pair it with their own Telegram-native invite link in the caption), and an Official RM Circle Media library (13 vertical social videos + 15 graphics from the creators — pair them with your own invite link in the caption; each curiosity video also has a MATCHED invite link (adds ?v=<hook> to the member's /join link) that makes the landing page continue that video's hook — recommend it when members ask which link to use with a video); open it from the gold Promo Tools button on your dashboard and every post/swipe arrives pre-personalized with YOUR invite link; NEW Promote-on-Telegram section at /tools#telegram — the member's Telegram-native Mini App invite links (t.me links that open the whole tour INSIDE Telegram; tapping your own link previews the prospect view), paste-ready Telegram group posts + DMs, and the setup message to forward to their team; Text-a-friend section at /tools#text-a-friend — 5 SMS-sized messages (general + one per angle video, matched to that video's landing page) with one-tap share buttons: Text it (opens the phone's messaging app pre-filled), WhatsApp (wa.me pre-fill), Telegram (shares the member's Mini App invite), Copy for Messenger/Instagram DMs; to write promos in their own voice, mybrandedvoice.com; plus an Objection Handling bank at the bottom — truth + ready-to-send reply per objection, incl. the what's-the-product / members-area answer), https://rmcircle.team/disclaimer (affiliate/earnings/risk disclosures).
 - UPGRADING FROM THE DASHBOARD: a qualified member can upgrade their level directly on their dashboard (rmcircle.team/my/<id>) — an "Upgrade" card appears with the exact next-level cost read live from the contract; they connect the wallet that OWNS the position, confirm one transaction, done. The site never touches the funds (wallet pays the contract directly). If the wallet doesn't cover the cost, the card offers the MoonPay card-buy option. On phones, open the page inside the wallet app's browser.
 - TELEGRAM COMPANION BOT: members can link their position (dashboard → Messages → "Connect Telegram", wallet-verified) to get instant payout DMs, native Telegram delivery of team messages (reply in Telegram to answer — matrix-line rules still apply), joined-on-your-link pings, and their invite/angle links via the "links" command. This finally lets members reach their downline as real people instead of just IDs — while handles stay private (the bot relays). Linked members can also tap the bot's ☰ menu button to open the MINI APP — the full live dashboard, promo tools, and Circle Method training right inside Telegram with zero login (Telegram itself proves who they are). Prospects can JOIN from the Mini App too: a member's Telegram-native invite link (the "links" command in the bot shows it) opens the sponsor's invite page right inside Telegram, and the join itself finishes in the prospect's own wallet app's secure browser — same zero-custody flow as the website. The website stays fully available too; the Mini App is a convenience door, not a replacement.
 - MESSAGES (on-site, wallet-verified): every member dashboard has a Messages panel — sign in once with the wallet that owns your position (a free signature, cannot move funds), then message your upline or anyone in your own team, or broadcast to your whole team. Spam-proof by design: messaging only works along your own matrix lines, so strangers can't message you. Unread messages show as a bell on your dashboard. Members are told the team admin can review messages for abuse. No email address needed.