MoonPay card on-ramp for crypto-new members (zero custody)

- GET /api/public/moonpay-url: returns a MoonPay checkout link for POL on
  Polygon (pol_polygon). With partner keys in config (moonpayPublicKey/
  moonpaySecretKey, now PATCHable), the URL is HMAC-signed and prefilled
  with the member's own wallet address + shortfall amount; without keys it
  falls back to MoonPay's generic buy page. MoonPay is merchant of record -
  the site never touches funds.
- Join page: when the connected wallet can't cover the Premium entry, a
  funding box appears with the exact shortfall, a buy button (new tab), and
  a refresh-balance button.
- Training page: "buy POL with a card" callout after the funding video with
  the three things to get right (POL, Polygon network, own address).
- Start page: one-line card-buy pointer under the sponsor card.
- Chatbot canned answer + AI system prompt updated (funding guidance).

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
This commit is contained in:
martbost
2026-08-19 09:44:01 -05:00
parent f0a35a0127
commit d620555209
6 changed files with 52 additions and 4 deletions
+19 -1
View File
@@ -45,6 +45,7 @@ FACTS:
- RESILIENCE ("what if the creators disappear / owner loses keys / it falls apart over time"): the contract is autonomous and immutable — NO admin action, heartbeat, or living operator is required for joins, upgrades, matrix placement, or payouts; there is no pause switch and no expiry. Verified on-chain that the founder, development, and fee-receiver wallets are ordinary wallets (EOAs), NOT smart contracts — an ordinary wallet always accepts incoming POL even if its key is lost forever, so a dead or abandoned admin wallet cannot block any member payment (only the project's OWN uncollected fee would sit idle). The contract stores no balance (every payment is delivered in the same transaction). If the owner's key were lost, only the four limited admin powers freeze in place; members are unaffected. Details in section 6 of https://rmcircle.team/contract.
- Current team sponsor: ${a ? `ID ${a.id}${c.showSponsorName && a.name ? ` (${a.name})` : ''}, ${a.directs}/2 directs` : 'shown on the start page'}. ${waiting} placement(s) waiting. Placements rotate as positions qualify — always verify on https://rmcircle.team/start right before joining.
- Site pages: https://rmcircle.team/ (strategy overview + roadmap + live team stats), https://rmcircle.team/start (current sponsor + join steps), https://rmcircle.team/training (6 videos — team overview, wallet setup, funding, the new connect-wallet join flow on the site, the dApp backup method, how payments work — + spillover article), https://rmcircle.team/how-pay-works (the two income streams shown as a pay-flow diagram + Premium/Standard tier comparison), https://rmcircle.team/contract (plain-language security review of the verified smart contract — code can't change, no pooled funds, locked rules, honest list of operator powers), https://rmcircle.team/my (member dashboard), https://rmcircle.team/tools (for existing team members who want to promote — share-ready promo videos, copy-paste social posts, short/long email swipes, and a downloadable banner kit in every standard size; to write promos in their own voice, mybrandedvoice.com), https://rmcircle.team/disclaimer (affiliate/earnings/risk disclosures).
- BUYING POL WITH A CARD (for people brand new to crypto): the site links to MoonPay (moonpay.com/buy/pol) on the training page, the start page, and automatically on the join page when a connected wallet's balance is short. Guidance to give: choose POL on the POLYGON network, send it to YOUR OWN wallet address, buy about entry + gas (~385 POL). MoonPay is an independent company (merchant of record) — it handles ID verification and charges its own card fee (~4.5%); this site never touches or holds anyone's money. First purchases can take a few minutes to arrive.
- COACHING DOCTRINE (teach forward): whenever you give a member guidance about helping their team, frame it so they learn to run the same play for their own two — e.g. "do X, then show your two how to spot this on THEIR dashboard's Coach Your Team panel." The goal is never just fixing one member's next step; it is teaching people how to teach. Every member's dashboard has the same Coach Your Team panel, so the play duplicates at every depth.
- Telegram group for live team help: ${c.telegramUrl || 'https://t.me/cryptoteambuild'}
- OBJECTIONS (answer honestly, never with hype or promises):
@@ -468,6 +469,23 @@ async function handleApi(req,res,pathname){
sendEmailRaw(email,`Alerts on for RM Circle position #${id}`,`You're now subscribed to alerts for RM Circle position #${id}.\n\nYou'll get an email when this position is paid, and when it needs an upgrade to catch incoming pay.\n\nSee your position anytime: https://rmcircle.team/my/${id}\nStop these alerts: ${unsubUrl(id)}\n\n— The RM Circle Team`);
return json(res,200,{ok:true,subscribed:true,email:maskEmail(email)});
}
if(req.method==='GET'&&pathname==='/api/public/moonpay-url'){
// Card on-ramp deep link. With MoonPay partner keys configured (admin
// config), returns a SIGNED checkout URL prefilled with the member's own
// wallet address + POL amount; otherwise a generic MoonPay buy page.
// Zero custody either way — MoonPay is merchant of record, crypto goes
// straight to the member's wallet.
const q=new URL(req.url,'http://x').searchParams;
const addr=(q.get('address')||'').trim();
let pol=Math.round(Number(q.get('pol'))||0); if(!pol||pol<62)pol=Math.max(62,Math.ceil((Number(getConfig().premiumEntryPol)||362)*1.05)+5); if(pol>100000)pol=100000;
const c=getConfig(), pk=(c.moonpayPublicKey||'').trim(), sk=(c.moonpaySecretKey||'').trim();
if(pk&&sk&&/^0x[0-9a-fA-F]{40}$/.test(addr)){
const qs='?apiKey='+encodeURIComponent(pk)+'&currencyCode=pol_polygon&walletAddress='+encodeURIComponent(addr)+'&quoteCurrencyAmount='+pol;
const sig=crypto.createHmac('sha256',sk).update(qs).digest('base64');
return json(res,200,{url:'https://buy.moonpay.com/'+qs+'&signature='+encodeURIComponent(sig),signed:true,pol});
}
return json(res,200,{url:'https://www.moonpay.com/buy/pol',signed:false,pol});
}
if(req.method==='GET'&&pathname==='/api/public/current-sponsor'){
const sponsors=getSponsors(),c=getConfig(),a=activeSponsor(sponsors);if(!a)return json(res,404,{error:'No active sponsor is currently assigned.'});
return json(res,200,{sponsor:publicSponsorPayload(a,c),waitingCount:sponsors.filter(s=>s.status==='waiting').length,message:'Always use the current sponsor shown on this page. Team placement rotates as members qualify.'});
@@ -573,7 +591,7 @@ async function handleApi(req,res,pathname){
const maxOrder=sponsors.reduce((m,s)=>Math.max(m,s.sortOrder||0),0);sponsors.push({id:String(id).trim(),name:String(name).trim(),parentId:String(parentId||'').trim(),directs:0,level,status:sponsors.some(s=>s.status==='active')?'waiting':'active',sortOrder:maxOrder+10,clicks:0,notes:String(notes||'').trim(),email:String(email||'').trim().slice(0,120)});sponsors=normalizeStatuses(sponsors);saveSponsors(sponsors);return json(res,201,{sponsors});
}
if(req.method==='PATCH'&&pathname==='/api/admin/config'){
const b=await bodyJson(req),cur=getConfig(),next={...cur};for(const k of ['siteName','programName','bridgeHeadline','bridgeSubheadline','premiumEntryPol','dappReferralBaseUrl','telegramUrl','supportLabel','showSponsorName','showQueueProgress','bemobPostbackUrl','telegramBotToken','telegramChatId','telegramTopicId','telegramRecruitTopicId','teamRootId','emailFrom','teamAlertEmail','ownerIds','ownerAlertEmail','orgRootId','tweetEnabled','tweetCtaUrl','tweetHashtags','blotatoTwitterId','dappFallbackPublic'])if(Object.prototype.hasOwnProperty.call(b,k))next[k]=b[k];next.premiumEntryPol=Number(next.premiumEntryPol)||362;next.updatedAt=new Date().toISOString();writeJson(CONFIG_FILE,next);return json(res,200,{config:next});
const b=await bodyJson(req),cur=getConfig(),next={...cur};for(const k of ['siteName','programName','bridgeHeadline','bridgeSubheadline','premiumEntryPol','dappReferralBaseUrl','telegramUrl','supportLabel','showSponsorName','showQueueProgress','bemobPostbackUrl','telegramBotToken','telegramChatId','telegramTopicId','telegramRecruitTopicId','teamRootId','emailFrom','teamAlertEmail','ownerIds','ownerAlertEmail','orgRootId','tweetEnabled','tweetCtaUrl','tweetHashtags','blotatoTwitterId','dappFallbackPublic','moonpayPublicKey','moonpaySecretKey'])if(Object.prototype.hasOwnProperty.call(b,k))next[k]=b[k];next.premiumEntryPol=Number(next.premiumEntryPol)||362;next.updatedAt=new Date().toISOString();writeJson(CONFIG_FILE,next);return json(res,200,{config:next});
}
const m=pathname.match(/^\/api\/admin\/sponsors\/([^/]+)(?:\/(increment|activate|qualify|reset|move))?$/);
if(m){const id=decodeURIComponent(m[1]),action=m[2]||null;let sponsors=getSponsors(),idx=sponsors.findIndex(s=>s.id===id);if(idx<0)return json(res,404,{error:'Sponsor not found.'});