martbost 0b75bed258 Teach the calculator about staggering (12+7 cycle mechanics, Marty's ask)
- Sponsor Guide: new 'Weekly withdrawals: stagger the lanes' section (day-19
  unlock, 6-7 day offsets, one-time idle cost, flat-10%-fee math, pairs with
  Pocket/Park).
- Plan text (both variants): stagger tip before Quick Stats + cycle line now
  states 19 days = 12 clicking + 7-day hold, funds unlock at day 19.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
2026-08-01 17:35:45 +00:00
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