Wallet guide + chatbot: Phantom ships with Polygon switched off (Settings > Active Networks)

Co-Authored-By: Claude Fable 5.1 <noreply@anthropic.com>

chatbot.js

@@ -56,7 +56,7 @@ const CANNED = [
   { re: /(which|what) (crypto|coin|token|currency|chain|network)|paid in what|get paid in|supported (crypto|coins|wallets)|do you (support|accept)/i,
     a: 'One coin, one network: POL, the native coin of Polygon. You pay for packages in POL and every payout arrives as POL in your own Polygon wallet, in the same transaction. No other coins, tokens or chains are used. Any Polygon wallet works (MetaMask, SafePal, Phantom, Coinbase Wallet), and you can buy POL with a card from Buy packages if you have never held crypto.' },
   { re: /(which wallet|what wallet|best wallet|recommended wallet|set ?up (a )?wallet|buy (pol|crypto|polygon)|get (pol|crypto)|moonpay|card to crypto|no crypto|never (had|held|owned) crypto)/i,
-    a: 'Preferred wallets: MetaMask (recommended, and the one for Qualified Start extra accounts), Phantom, SafePal or Coinbase Wallet. Trust Wallet works but blocks a purchase that spends most of the POL in it, so keep about double the package cost there. To buy POL with a card: connect your wallet, open Buy packages, tap "Buy POL with a card". MoonPay opens with POL on Polygon and your own address filled in; pay by card, Apple Pay or Google Pay (first time needs an ID check, minimum order around $30), the POL lands in your wallet in minutes, then buy the package. The full step-by-step guide is in Training: Wallets and buying POL (https://instantadpay.com/wallets, members only).' },
+    a: 'Preferred wallets: MetaMask (recommended, and the one for Qualified Start extra accounts), Phantom (turn Polygon on first: Settings, Active Networks), SafePal or Coinbase Wallet. Trust Wallet works but blocks a purchase that spends most of the POL in it, so keep about double the package cost there. To buy POL with a card: connect your wallet, open Buy packages, tap "Buy POL with a card". MoonPay opens with POL on Polygon and your own address filled in; pay by card, Apple Pay or Google Pay (first time needs an ID check, minimum order around $30), the POL lands in your wallet in minutes, then buy the package. The full step-by-step guide is in Training: Wallets and buying POL (https://instantadpay.com/wallets, members only).' },
   { re: /(safe|trust|rug|run away|company disappear)/i,
     a: 'The money never touches us. An immutable contract splits every purchase in the same transaction, holds zero balance, and has no pause switch or upgrade path. Read the plain-language review and the verified source at https://instantadpay.com/contract.' }
 ];
@@ -76,7 +76,7 @@ FACTS:
 - LINE BANNER (free, set in Profile): every member can set a destination URL (must allow framing) plus an optional banner image. It is shown to their next THREE levels of new members during welcome tours (position 1 for directs, 2, 3 below), and on their public BANNER WALL at /wall/<username> — a shareable page showing their line ladder with their join link. Free viral traffic that compounds as the team grows; no credits spent.
 - Ad packages: Micro $5/500 credits, Activation $20/2,000, Builder $50/5,500, Growth $100/12,000, Leader $250/32,500. Dollar-priced, settled in POL (Polygon) at the live Chainlink rate. 1 credit = 1 cent of ad delivery.
 - Live formats: display banners (per impression), text ads (per impression), full-screen LOGIN ADS (per day: right after a member signs in they land on a sponsor interstitial — they click "Open Ad", the advertiser's page opens in a NEW tab, a countdown runs on the interstitial, and at zero a "Go to dashboard" button appears. Just a CTA link is enough; an optional banner image can be the clickable creative. No framing requirement since it opens in its own tab), WATCH-TO-EARN VIDEO ADS (advertiser uploads an MP4/WebM or gives a direct https .mp4/.webm link and picks a required watch length — 10s/30s/60s — which sets the per-view price; viewers watch in an escape-proof player under Earn credits > Watch videos, the watch time is enforced on the server clock, and they earn credits per completed watch; you never see your own videos), and solo ads. Banner ads also require a size (standard IAB sizes like 728x90, 300x250). Coming: featured rotation with disclosed rotation size, verified-visit packs.
-- WALLETS + BUYING POL (Training > Wallets and buying POL, /wallets, members only): preferred MetaMask (recommended; extra accounts for Qualified Start), Phantom, SafePal, Coinbase Wallet; Trust works but blocks buys spending most of its POL (keep ~2x). MoonPay flow: connect wallet, Buy packages > "Buy POL with a card" opens MoonPay with POL on Polygon + the member's address prefilled; card/Apple Pay/Google Pay; first-time ID check; minimum order ~$30; buy package cost + 2-3 POL for fees; POL arrives in minutes; then buy. Exchanges: withdraw POL on the Polygon network. Never MATIC on Ethereum, never share the recovery phrase.
+- WALLETS + BUYING POL (Training > Wallets and buying POL, /wallets, members only): preferred MetaMask (recommended; extra accounts for Qualified Start), Phantom (PHANTOM GOTCHA: Polygon is OFF by default; Settings > Active Networks > turn on Polygon, otherwise connect/buy fails or shows the wrong network; seen with Jim Watts' EB team 2026-09-13), SafePal, Coinbase Wallet; Trust works but blocks buys spending most of its POL (keep ~2x). MoonPay flow: connect wallet, Buy packages > "Buy POL with a card" opens MoonPay with POL on Polygon + the member's address prefilled; card/Apple Pay/Google Pay; first-time ID check; minimum order ~$30; buy package cost + 2-3 POL for fees; POL arrives in minutes; then buy. Exchanges: withdraw POL on the Polygon network. Never MATIC on Ethereum, never share the recovery phrase.
 - INTRO VIDEO ON THE WALL: Profile > social links has an "Intro video" field (YouTube, Vimeo or direct .mp4 link). It embeds on the member's public wall page (/wall/<username>) right under their bio, above the three-level line and the join button.
 - HOLDING TANK (Members > My line > Holding tank card): free members who joined with no sponsor wait there; a member who has switched on payouts AND bought their own $20+ package can Adopt one (first come, max 2 open adoptions, 7-day window; if the person never links a wallet or buys, they fall back into the tank; a person can be adopted twice at most). Adopting sets the sponsor, opens a chat and emails the member; their first purchase then binds to the adopter on-chain. Members can also "Release to tank" one of their own free referrals (pay it forward). Admin sees the tank under Members.
 - DAILY CLAIM STREAK: finishing the daily ad set and claiming pays 5 credits on day 1, 7 on day 2, 10 from day 3, and 25 on every 7th consecutive day; miss a day and it restarts. After the set, verified visits (up to 20 a day, 1 credit each) keep earning, and the credits are meant to be spent on a campaign.

public/wallets.html

@@ -59,7 +59,7 @@
     </div>
     <div>
       <h3>Phantom</h3>
-      <p>Clean phone and desktop apps, Polygon supported. No purchase-size block. Good choice if you are new and only ever plan to run one position.</p>
+      <p>Clean phone and desktop apps, no purchase-size block. Good choice if you are new and only ever plan to run one position. <b>One setup step:</b> Phantom ships with Polygon switched off. Open Settings, then Active Networks (Developer Settings on some versions), and turn Polygon on before you connect. Until it is on, the connect and buy buttons here will fail or show the wrong network.</p>
       <p class="wl-links"><a class="btn small sec" href="https://phantom.com/download" target="_blank" rel="noopener">Website</a> <a class="btn small sec" href="https://apps.apple.com/app/id1598432977" target="_blank" rel="noopener">App Store</a> <a class="btn small sec" href="https://play.google.com/store/apps/details?id=app.phantom" target="_blank" rel="noopener">Google Play</a> <a class="btn small sec" href="https://phantom.com/download" target="_blank" rel="noopener">Browser extension</a></p>
     </div>
     <div>
@@ -84,7 +84,7 @@
     <li><b>Install it from the official source only.</b> MetaMask: metamask.io. Phantom: phantom.app. SafePal: safepal.io. Coinbase Wallet: wallet.coinbase.com. On a phone, use the app store listing those sites point to.</li>
     <li><b>Create a new wallet</b> and set a device password or PIN.</li>
     <li><b>Write down the recovery phrase</b> (12 or 24 words) on paper and keep it offline. Anyone who has those words has your money. Nobody from InstantAdPay will ever ask for them, and the site never sees them.</li>
-    <li><b>Make sure Polygon is available.</b> MetaMask asks to switch to Polygon the first time InstantAdPay needs it; approve that. Phantom, SafePal and Coinbase Wallet include Polygon already.</li>
+    <li><b>Make sure Polygon is available.</b> MetaMask asks to switch to Polygon the first time InstantAdPay needs it; approve that. SafePal and Coinbase Wallet include Polygon already. Phantom has Polygon built in but switched off by default: Settings, then Active Networks, turn on Polygon.</li>
     <li><b>Copy your address.</b> It starts with 0x and is the same on every EVM network. This is where your POL goes and where your payouts arrive.</li>
     <li><b>Link it in Members</b>: open the Wallet tab, tap Connect, and sign the free message. Then <b>Switch on payouts</b>, one small transaction that registers your address with the contract. Do both before your people start buying, so their first purchase pays you.</li>
   </ol>