Credits versus POL spelled out: level 1 needs payouts on (no purchase), free members earn credits; home page block, earning page, join step 3, chatbot (Clinton's question)
Co-Authored-By: Claude Fable 5.1 <noreply@anthropic.com>
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martbost
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@@ -30,7 +30,9 @@ const CANNED = [
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{ re: /(balance (went|going|keeps going) down|credits? (disappear|missing|gone|dropping|went down|ticking)|why (is|did) my (balance|credits)|in campaigns|set aside|reserved credits|available to spend)/i,
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a: 'One rule: your balance is what is NOT committed to a live campaign. When you start a campaign its whole budget is set aside right then (earned credits first, then purchased), so your Available number drops once and then sits still while the ad runs. The budget spends down inside that campaign in Members > Campaigns, where you can see delivered views, network views and what is left. The dashboard shows Purchased available, Earned available and In live campaigns as three separate numbers; a paused campaign keeps its unspent budget set aside so it can resume. Nothing is lost when a balance reads low while a campaign is live. Purchased credits live on the blockchain; if we ever refund or credit purchased money it shows under Purchased as "credited to you" and spends like a purchase, login ads included. Earned credits fund every format except login ads.' },
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{ re: /(qualif|unlock level|level 2|level 3|pass.?up)/i,
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a: 'Level 1 is open to every member. Bring 2 buyers of $20 or more and level 2 unlocks; 5 unlock level 3. When a level is not qualified, its share climbs the sponsor line, checking up to 25 positions, and pays the first qualified person. Qualification never expires and cannot be bought. Qualified Start: you may link extra wallets of your own as positions under your account (Buy packages > Qualified Start); each one that buys a $20+ package counts as a qualifying buyer, its credits pool with yours, and 50% of its purchase comes back to your main wallet. Your own money, your own wallets, a faster start, never an income promise.' },
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a: 'Two different things are earned here. CREDITS: every member, free ones included, earns ad credits by viewing ads, videos, visits and the daily sign-in; credits buy your own ads and are never withdrawn. POL: real crypto paid to your wallet when your referrals buy packages, and it needs payouts switched on (link a wallet, one free transaction, nothing to buy). Level 1 pays 50 percent of the packages your direct referrals buy, from the day payouts are on. Bring 2 buyers of $20 or more and level 2 unlocks; 5 unlock level 3. When a level is not qualified, its share climbs the sponsor line, checking up to 25 positions, and pays the first qualified person. Qualification never expires and cannot be bought. Qualified Start: you may link extra wallets of your own as positions under your account (Buy packages > Qualified Start); each one that buys a $20+ package counts as a qualifying buyer, its credits pool with yours, and 50% of its purchase comes back to your main wallet. Your own money, your own wallets, a faster start, never an income promise.' },
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{ re: /(free member|without (a )?wallet|do i (have to|need to) buy|earn (in )?credits|credits (vs|versus|or) pol|earn pol|get paid in)/i,
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a: 'Free members earn ad credits: view ads, watch videos, make verified visits, read inbox ads, sign in daily. Credits buy your own ads and are never cashed out. POL, the real crypto, is paid to your wallet by the contract when your referrals buy packages, and that starts the moment you switch on payouts (Wallet tab: link a wallet, one free transaction). You do not have to buy anything to receive level 1. Buying a $20 or larger package is what makes YOU count as a qualifying buyer for your sponsor, and two or five such buyers in your own line open levels 2 and 3 for you.' },
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{ re: /(need (a )?wallet|crypto experience|metamask|how (do i|to) join|sign ?up|register)/i,
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a: 'Join free with just your email at https://instantadpay.com/my, no wallet and no password needed. Your wallet only comes out when you buy a package or switch on payouts, and the site walks you through it.' },
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{ re: /(referral link|invite link|share link|refer)/i,
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@@ -85,6 +87,7 @@ FACTS:
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- PROMO TOOLKIT BY BADGE + AI COPY ENGINE (2026-09-14): Promo tools > AI Copy Engine shows the ladder: Free (links, posts, swipes, banners, wall, objections, shorts, badge pages), Spark (payouts on: one-tap campaign templates aimed at the member's link, printable handout with their QR at /handout/<username>), Surge (first qualifying buyer; the AI Copy Engine is live: posts, DMs, follow-ups, objection replies, emails, story posts, team broadcasts in the member's name with their link, honesty rules built in; 20 free generations a month), Circuit (60 free; Video Maker renders every promo video and short with the member's own end card and QR, hosted for download; split tester compares join angles by views, joins, buyers), Nexus (150 free; Leader Ops: three-level team triage with stalled flags and one-click nudges, AI-drafted team broadcasts, credit grants from the leader's earned pool to anyone in their line, co-branded join page showing the sponsor's bio, and the member's own partner code: welcome credits funded from the leader's pool at each redemption, plus a partner kit page /partners?ref=<username>&promo=CODE). After the free allowance each generation costs 10 ad credits from the earned pool. Credits are advertising, never money.
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- MEMBER UPDATE EMAILS (2026-09-14, admin only): Admin > Releases > Email an update to members: pick release notes, add an intro, choose an audience (newsletter opt-ins, opt-ins active in the last 30 days, or everyone including those who declined), preview, send a test to the admin, then send; plain text from no-reply@instantadpay.com with an opt-out link; the log shows sent/opted out/failed.
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- LINKED POSITIONS AND BADGES (2026-09-14): qualifying buyers on a member's linked positions count toward their achievement badges (Spark/Surge/Circuit/Nexus) and light their chip on their sponsor's line, and a badge once earned never regresses. CONTRACT RULE: levels 2 and 3 are paid to the MAIN wallet only when that wallet's own count of qualifying buyers reaches 2 and 5; buyers registered under a linked position count for that position, not the main wallet. Qualified Start positions buy UNDER the main wallet, so those buys raise the main count; a member whose old wallet was swapped out (its buyers stay with the old position) needs new $20+ buyers under the current main wallet before level 2 pays it. The contract still pays levels 2 and 3 to each position based on that position's OWN qualifying buyers, so the Qualifying buyers tile shows the main position's count with the linked positions' count underneath.
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- CREDITS VS POL (2026-09-15, Clinton's question): EVERY member earns CREDITS (viewing, videos, visits, inbox, sign-in bonus, badge bonuses); credits are ad delivery, not money. POL is paid by the contract to a member's wallet when referrals buy packages and requires PAYOUTS ON (wallet linked + one free activation transaction); NO purchase is required to receive level 1. A $20+ purchase makes the buyer a qualifying buyer FOR THEIR SPONSOR; 2 and 5 such buyers open levels 2 and 3. If payouts are off when a referral buys, the share passes up. Never say 'level 1 is open to every member' without the payouts-on condition.
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- PIPELINE (coming soon, built 2026-09-15; opens when the site setting pipelineMode is on): a follow-up board on the dashboard, tab 'Pipeline' between My line and Buy packages. Columns: Talking to, Joined, Wallet linked, Payouts on, Bought, Building, Later. Prospects (from the My line prospect list) and directs are placed automatically from what they have actually done (coaching rung, on-chain buys); nobody drags cards. The sponsor adds a note, a follow-up date and a tag (hot, later, no response, not interested); a 'Follow up today' strip lists due cards; stalled cards (quiet 3+ days) are flagged; each card carries the message for its exact stage with 'Open chat with this message' (member chat) or copy. Until it opens, the tab shows a coming-soon card with the roadmap date.
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- PAYMENT + MISSED-PAYMENT NOTICES (2026-09-15): every payout that lands (who bought, level, share in POL and dollars, transaction link) and every missed payout is delivered BOTH by email and as an on-site inbox message from the company account, shown in the login pop-up and the Messages card, so it is waiting when the member signs in. MISSED-PAYOUT detail: when a level-2 or level-3 share passes a member by because that level is not open on their account, the member gets an email the same minute: who bought, the POL and dollar amount they missed, how many qualifying buyers they have versus the 2 or 5 needed, and the two ways to close the gap (bring buyers, or Qualified Start). Qualified members whose wallet rejected a transfer get a different email telling them to link a regular wallet.
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- LAUNCH WEEK SWIPES (2026-09-15): the founding-week checklist page (/launch) ends with four promoter emails members send to their OWN lists, one a day toward Monday's opening, with the member's invite link and the FOUNDER code (500 credits for anyone who joins before Mon 2026-09-21 9 AM Central) filled in, each with a Copy button. These are swipes for members, not emails the site sends.
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@@ -81,7 +81,7 @@
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}
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// level cycler: chips + generation highlighting + auto-advance
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const LVL = {
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1: { pct: '50%', desc: 'Level 1 is open to every member: your direct referrals each pay you 50 percent of every package they ever buy, straight to your wallet.' },
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1: { pct: '50%', desc: 'Level 1 opens the moment you switch on payouts: link a wallet and send one free transaction, nothing to buy. From then on your direct referrals each pay you 50 percent of every package they ever buy, in POL, straight to your wallet. Until payouts are on you earn ad credits, not POL.' },
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2: { pct: '20%', desc: 'Bring 2 buyers of $20 or more and level 2 unlocks: 20 percent of every package your referrals’ referrals buy, on every purchase, forever.' },
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3: { pct: '10%', desc: 'At 5 qualifying buyers, level 3 opens the third generation: 10 percent of everything they buy. Eight positions deep in this picture, and it keeps growing.' }
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};
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@@ -29,6 +29,7 @@
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<p class="lead">Every free way to earn ad credits, the claim streak, and the one thing that makes the credits worth anything: spending them on a campaign.</p>
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</section>
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<div class="rule"><b>This page is about credits, which every member earns.</b> POL, the crypto the contract pays to your wallet when your referrals buy packages, is separate: it needs payouts switched on (Wallet tab, one free transaction, nothing to buy) and then level 1 pays 50 percent of every package your directs buy.</div>
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<div class="rule"><b>One credit is one cent of ad delivery.</b> Credits are not money and cannot be withdrawn. They buy impressions, clicks and visits for your own campaigns across InstantAdPay and the partner network. Payouts in POL come only from packages people in your line buy.</div>
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<h2>1. The daily set</h2>
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@@ -222,12 +222,11 @@
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<p class="muted">Levels unlock by performance, never by payment. Refer buyers, and their
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shares of every future purchase route to you automatically.</p>
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<div class="chips">
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<button class="chip-t on" data-lvl="1" type="button">Level 1: open</button>
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<button class="chip-t on" data-lvl="1" type="button">Level 1: payouts on</button>
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<button class="chip-t" data-lvl="2" type="button">Level 2: 2 buyers</button>
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<button class="chip-t" data-lvl="3" type="button">Level 3: 5 buyers</button>
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</div>
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<p class="muted" id="lvlDesc" style="min-height:72px">Level 1 is open to every member: your direct
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referrals each pay you 50 percent of every package they ever buy, straight to your wallet.</p>
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<p class="muted" id="lvlDesc" style="min-height:72px">Level 1 opens the moment you switch on payouts: link a wallet and send one free transaction, nothing to buy. From then on your direct referrals each pay you 50 percent of every package they ever buy, in POL, straight to your wallet. Until payouts are on you earn ad credits, not POL.</p>
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<ul class="checks">
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<li>No withdrawal requests, ever. Every payment sends straight to your wallet.</li>
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<li>Unqualified shares visibly pass up to the next qualified person</li>
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@@ -303,6 +302,27 @@
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<p>Free membership gets you in the door with a working account and the ability to earn
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from day one. Buy any package and the real firepower unlocks.</p>
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</div>
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<div class="grid c2" style="margin-bottom:18px">
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<div class="card">
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<h3>Credits: everyone earns these</h3>
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<p class="muted small" style="margin:0 0 8px">Ad credits are the currency of the ad platform. One credit is one cent of ad delivery. They are not money and are never withdrawn.</p>
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<ul class="checks">
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<li>Earned free by viewing ads, watching videos, verified visits, inbox ads and the daily sign-in</li>
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<li>Welcome credits on day one, badge bonuses as your team grows</li>
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<li>Spent on your own banner, text, video and solo campaigns</li>
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</ul>
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</div>
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<div class="card">
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<h3>POL: activated members earn this</h3>
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<p class="muted small" style="margin:0 0 8px">POL is real crypto, paid to your own wallet by the contract in the same transaction someone in your line buys a package. Nobody holds it for you.</p>
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<ul class="checks">
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<li>Switch on payouts to earn it: link a wallet and send one free transaction. No purchase required</li>
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<li>Level 1 pays 50 percent of every package your direct referrals buy, from the day payouts are on</li>
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<li>Levels 2 and 3 open when 2, then 5, of your referrals buy a $20 or larger package</li>
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<li>If payouts are off when someone in your line buys, that share passes up to the next member above you who is ready</li>
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</ul>
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</div>
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</div>
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<div class="grid c2">
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<div class="card">
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<h3>Free membership includes</h3>
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@@ -314,7 +334,7 @@
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<li>Your own shareable profile page with a scannable join QR code</li>
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<li>Achievement badges and credit bonuses as your team grows</li>
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<li>Your personal referral link, working from day one</li>
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<li>Earnings from day one on your referrals' package purchases</li>
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<li>POL payouts on your referrals' package purchases, the moment you switch on payouts (free: a wallet and one transaction, nothing to buy)</li>
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</ul>
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</div>
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<div class="card">
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@@ -463,7 +483,7 @@
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<script src="/assets/common.js?v=20260914a"></script>
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<script src="/assets/wallet.js?v=20260909c"></script>
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<script src="/assets/home.js?v=20260912a"></script>
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<script src="/assets/home.js?v=20260915a"></script>
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<script src="/assets/chat.js?v=20260906m"></script>
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</body>
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</html>
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<div class="jn-steps">
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<div class="card"><div class="n">STEP 1</div><h3>Join free by email</h3><p class="muted small">A 6-digit code, no password. You get an invite link and welcome credits to try real ads.</p></div>
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<div class="card"><div class="n">STEP 2</div><h3>Advertise or earn</h3><p class="muted small">Seven ad formats. View ads to earn credits, or buy a package from $5 when you want reach.</p></div>
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<div class="card"><div class="n">STEP 3</div><h3>Get paid in the same transaction</h3><p class="muted small">Anyone who buys through your link pays you 50 percent, on-chain, the moment it happens.</p></div>
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<div class="card"><div class="n">STEP 3</div><h3>Get paid in the same transaction</h3><p class="muted small">Switch on payouts (a wallet and one free transaction, nothing to buy) and anyone who buys through your link pays you 50 percent, on-chain, the moment it happens.</p></div>
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</div>
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</section>
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<section class="jn-full">
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