Credits versus POL spelled out: level 1 needs payouts on (no purchase), free members earn credits; home page block, earning page, join step 3, chatbot (Clinton's question)

Co-Authored-By: Claude Fable 5.1 <noreply@anthropic.com>

public/index.html

@@ -222,12 +222,11 @@
         <p class="muted">Levels unlock by performance, never by payment. Refer buyers, and their
           shares of every future purchase route to you automatically.</p>
         <div class="chips">
-          <button class="chip-t on" data-lvl="1" type="button">Level 1: open</button>
+          <button class="chip-t on" data-lvl="1" type="button">Level 1: payouts on</button>
           <button class="chip-t" data-lvl="2" type="button">Level 2: 2 buyers</button>
           <button class="chip-t" data-lvl="3" type="button">Level 3: 5 buyers</button>
         </div>
-        <p class="muted" id="lvlDesc" style="min-height:72px">Level 1 is open to every member: your direct
-          referrals each pay you 50 percent of every package they ever buy, straight to your wallet.</p>
+        <p class="muted" id="lvlDesc" style="min-height:72px">Level 1 opens the moment you switch on payouts: link a wallet and send one free transaction, nothing to buy. From then on your direct referrals each pay you 50 percent of every package they ever buy, in POL, straight to your wallet. Until payouts are on you earn ad credits, not POL.</p>
         <ul class="checks">
           <li>No withdrawal requests, ever. Every payment sends straight to your wallet.</li>
           <li>Unqualified shares visibly pass up to the next qualified person</li>
@@ -303,6 +302,27 @@
       <p>Free membership gets you in the door with a working account and the ability to earn
         from day one. Buy any package and the real firepower unlocks.</p>
     </div>
+    <div class="grid c2" style="margin-bottom:18px">
+      <div class="card">
+        <h3>Credits: everyone earns these</h3>
+        <p class="muted small" style="margin:0 0 8px">Ad credits are the currency of the ad platform. One credit is one cent of ad delivery. They are not money and are never withdrawn.</p>
+        <ul class="checks">
+          <li>Earned free by viewing ads, watching videos, verified visits, inbox ads and the daily sign-in</li>
+          <li>Welcome credits on day one, badge bonuses as your team grows</li>
+          <li>Spent on your own banner, text, video and solo campaigns</li>
+        </ul>
+      </div>
+      <div class="card">
+        <h3>POL: activated members earn this</h3>
+        <p class="muted small" style="margin:0 0 8px">POL is real crypto, paid to your own wallet by the contract in the same transaction someone in your line buys a package. Nobody holds it for you.</p>
+        <ul class="checks">
+          <li>Switch on payouts to earn it: link a wallet and send one free transaction. No purchase required</li>
+          <li>Level 1 pays 50 percent of every package your direct referrals buy, from the day payouts are on</li>
+          <li>Levels 2 and 3 open when 2, then 5, of your referrals buy a $20 or larger package</li>
+          <li>If payouts are off when someone in your line buys, that share passes up to the next member above you who is ready</li>
+        </ul>
+      </div>
+    </div>
     <div class="grid c2">
       <div class="card">
         <h3>Free membership includes</h3>
@@ -314,7 +334,7 @@
           <li>Your own shareable profile page with a scannable join QR code</li>
           <li>Achievement badges and credit bonuses as your team grows</li>
           <li>Your personal referral link, working from day one</li>
-          <li>Earnings from day one on your referrals' package purchases</li>
+          <li>POL payouts on your referrals' package purchases, the moment you switch on payouts (free: a wallet and one transaction, nothing to buy)</li>
         </ul>
       </div>
       <div class="card">
@@ -463,7 +483,7 @@
 
 <script src="/assets/common.js?v=20260914a"></script>
 <script src="/assets/wallet.js?v=20260909c"></script>
-<script src="/assets/home.js?v=20260912a"></script>
+<script src="/assets/home.js?v=20260915a"></script>
 <script src="/assets/chat.js?v=20260906m"></script>
 </body>
 </html>