Every account gets welcomeCredits (25, rate-card configurable) via an
idempotent lazy grant on dashboard load, so existing members receive theirs
retroactively. earned_credits table with JSON fallback; Overview stat shows
the purchased/welcome split. Chatbot facts and canned answers synced;
homepage free-membership list mentions the welcome batch. Rate card
promoted from placeholder to decided and persisted in the volume.
Spending integration for the earned pool is the next engine build.
Assets v=20260905b.
Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
RM Circle pattern: nine canned answers for the questions everyone asks
(pyramid, withdrawals, splits, qualification, joining, credits, safety),
OpenRouter fallback with a facts-loaded system prompt and hard no-income-
promise rules, graceful no-key fallback. Floating mint bubble widget with
linkified replies; 10/min per-IP rate limit. Assets v=20260904i.
Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
martbost