Contract-exact price table (#exact-costs on how-pay-works) + entry-vs-upgrade objection card; chatbot + AI prompt synced

Live getAllCosts() numbers: entry 360.58 incl 5% (sponsor 326.24), upgrades double exactly per level, 100% member-to-member. Answers the 'why is entry different from upgrade / is the chart inflated' question with verifiable numbers.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

public/chat.js

@@ -49,6 +49,8 @@
      a:()=>`Yes — every position includes a real members area: <strong>The Circle Method</strong> (10-lesson recruiting &amp; coaching course + a real cash-out walkthrough) on the <a href="/training">training page</a>, your <a href="/my">live coaching dashboard</a>, <a href="/tools">promo tools</a> personalized with your invite link, printable playbooks, wallet-verified team messaging, and the Telegram companion bot + Mini App. No passwords — access is proven by the wallet that owns your position (one free signature that can't move funds), and inside the Telegram Mini App it unlocks automatically. Lesson 1 and all the how-it-works videos are public so you can inspect everything before joining.`},
     {k:['no money','cant afford','can not afford',"can't afford",'broke','they dont have','waiting on payday','no funds to join'],
      a:()=>`"No money" is usually one of three things — sort it first. (1) Most often it means "this sounds expensive/complicated": entry is ${pol()} POL${usd()||" — a small one-time amount"} — payable with a regular debit card right on the <a href="/join-now">join page</a>. (2) Sometimes it's a priority thing: send the "Pocket Change" video from <a href="/tools">Promo Tools</a> and let it do the talking. (3) If they're genuinely broke: tell them honestly "don't join yet" — never rent money, never money they can't afford to lose. Ask "when's payday?" and follow up then — their invite link doesn't expire and the team keeps building publicly while they wait. One hard rule: never pay someone's entry for them.`},
+    {k:['entry price','upgrade price','different price','entry vs upgrade','why is the upgrade','entry fee different','two prices','inflated','price chart','cost chart','entry column','upgrade column'],
+     a:()=>`They're two different purchases, paid to two different people — nothing is double-counted. <strong>Entry</strong> is the one-time price to create your position (Premium level 1: 360.58 POL — charts often show ~362 with a small send buffer); 95% of the base goes to your sponsor, and the contract keeps a 5% admin charge on entries only. <strong>Upgrade</strong> is what an existing position pays to climb one level (621.40 POL to reach level 2), and 100% of every upgrade travels up the matrix to a qualified member — zero admin fee. The upgrade ladder also doubles EXACTLY at every rung (2 × 621.40 = 1,242.80, to the penny), so the first two pass-ups you catch at your level always equal your own next climb. See the full contract-exact table at <a href="/how-pay-works#exact-costs">how-pay-works#exact-costs</a> — every number is a locked constant you can verify with getAllCosts() on Polygonscan.`},
     {k:['fast start','checklist','printable','print','48 hour','48-hour','getting started sheet'],
      a:()=>`Grab the <a href="/fast-start">48-Hour Fast Start sheet</a> — a printable one-page checklist for your first two days. Open it from YOUR dashboard and it comes pre-filled with your invite link and a scannable QR code, then hit the print button (it prints clean black-on-white, in whatever language you've picked with the 🌐 button).`},
     {k:['flyer','flyers','poster','posters','bulletin board','coffee shop','put up','print flyer','offline','belly to belly','belly-to-belly','tear off','tear-off','qr code flyer','gym','laundromat'],