how-pay-works: Does it cap at 8 levels explainer (pass-ups bubble up; Corona catches all) + chatbot + AI prompt

public/how-pay-works.html

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 <tr><td>8 · Corona</td><td>256</td><td><span style="color:var(--muted)">top level</span></td><td><strong style="color:var(--gold)">every eligible pass-up lands on you</strong></td></tr>
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 <p style="color:var(--muted);line-height:1.65;margin:12px 0 0"><strong style="color:var(--text)">How to read it:</strong> at each depth below you, every position sends one upgrade pass-up when they level up — and the first two of them cover the cost of your <em>own</em> next upgrade, so your team can carry you up the ladder. Everything past those two is upside. A fully built matrix through all seven paying generations would be an enormous number — but "fully built" is rare, which is exactly why the honest play is steady team-building, not counting on a full fill.</p></div>
+<div id="cap" class="card" style="margin-top:20px;scroll-margin-top:16px"><div class="eyebrow" style="color:var(--teal)">Common question</div><h2 style="margin:6px 0 10px">"Does it cap out at 8 levels?"</h2>
+<p style="color:var(--muted);line-height:1.65;margin:0 0 12px">Your <strong style="color:var(--text)">level</strong> caps at Corona (level 8) — that's the top, you can't upgrade past it. But your <strong style="color:var(--text)">earning does not cap</strong>, for two reasons:</p>
+<p style="color:var(--muted);line-height:1.65;margin:0 0 12px"><strong style="color:var(--text)">1. Volume, not a fixed count.</strong> You catch an upgrade pass-up from <em>every</em> person in your first seven generations as they level up — and those generations hold up to 254 positions that keep filling through recruiting and spillover. It's one payment per person, but people keep arriving.</p>
+<p style="color:var(--muted);line-height:1.65;margin:0 0 12px"><strong style="color:var(--text)">2. Pass-ups travel up past anyone who can't catch them.</strong> When someone upgrades, the payment looks for the first upline who is <strong style="color:var(--text)">qualified and leveled high enough</strong> to receive it. If the member in the normal catching spot isn't there yet, the payment <strong style="color:var(--text)">keeps rising up the matrix</strong> until it finds someone who is (up to the contract's 16-layer depth limit; if nobody qualifies in range, it goes to the project's fee wallet).</p>
+<p style="color:var(--muted);line-height:1.65;margin:0 0 0">Here's why that makes <strong style="color:var(--text)">Corona the position that misses nothing</strong>: at max level you're eligible for every pass-up that exists, so you're never the bottleneck — and you catch the ones that under-leveled members <em>below</em> you let slip past. Someone who stalls at a low level while their team climbs is handing those payments up to the first maxed-out person above them. That's the whole reason the team is coached to keep leveling up: it stops money from passing over you, and it lets you catch what others drop. <span class="micro">(Still the contract's mechanics, verifiable on-chain — never a promise of income.)</span></p></div>
 <div class="notice" style="margin-top:20px"><strong>The one line to remember:</strong> You keep your directs' entry money. For upgrades, <strong>each person below you pays you at exactly one level — the one that matches their depth beneath you.</strong> Twos are for <em>building</em>; depth-matched levels are for <em>paying</em>.</div>
 <p class="micro" style="margin-top:14px">Every figure is a contract rule, verifiable on-chain, not a promise of income. Most participants may not profit. <a href="/disclaimer" style="color:var(--teal)">Full disclaimers →</a> · <a href="/contract" style="color:var(--teal)">How the contract works →</a></p>
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